$649,000
632 Shore Drive
Largo, FL 33771
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Significant Price Reduction — Resort-Style Living at an Exceptional Value! Welcome to low-maintenance waterfront living in one of Largo’s rare X flood zone waterfront homes with direct access to Tampa Bay. Perfectly positioned on scenic Allen’s Creek, this beautifully updated pool home offers the waterfront lifestyle buyers are searching for — without the burden of major renovation projects, excessive maintenance, or required flood insurance. Completely move-in ready, the home has been thoughtfully upgraded with major improvements already completed, including a new roof (2023), interior remodel (2023), electrical panel (2023), pool and solar pool heater (2023), hot water heater (2022), HVAC system (2018), and seawall (2017). Impact Anderson double-pane windows in most rooms provide added energy efficiency and storm protection. Inside, natural light fills the open living spaces while peaceful water views create a relaxed coastal atmosphere throughout the home. The updated kitchen features stainless steel appliances, abundant cabinetry, and a charming coffee bar overlooking the water — the perfect place to start your morning while watching dolphins, manatees, and native birds pass through the creek. The outdoor living experience is where this property truly shines. Sliding glass doors open to a spacious screened lanai, sparkling pool, and private waterfront setting designed for entertaining, relaxing, and enjoying the Florida lifestyle year-round. The solar-heated pool also features app-controlled color-changing lighting, creating an incredible atmosphere for evening swims and waterfront gatherings. For boating and outdoor enthusiasts, Allen’s Creek offers over 11 miles of navigable waterways leading directly to Tampa Bay. Kayaking, paddle boarding, fishing, and boating are all accessible from your backyard. The property also includes water rights, offering added flexibility and convenience for buyers interested in building a future dock or boat lift. The home features two spacious bedrooms, including a waterfront primary suite with multiple closets, a walk-in closet, and en-suite bath. The layout is ideal for buyers seeking a turnkey waterfront primary residence, second home, seasonal retreat, or downsized luxury lifestyle. Buyers looking for additional space will also appreciate the potential opportunities to expand or reconfigure the home in the future. Located just minutes from award-winning Gulf beaches, Eagle Lake Park, Largo Central Park, Highland Recreation Complex, shopping, dining, and everyday conveniences, this property offers a rare opportunity to enjoy updated waterfront living in a non-flood zone — an increasingly hard-to-find combination in Pinellas County.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history78 days on market
- Status: ActiveMar 6, 2026
- Listed$689,000Mar 6, 2026
- Price reduced$649,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 78
- Subdivision
- Keene Park
- County
- Pinellas
- Year built
- 1965
- Living area
- 1,199 sq ft
- Price/sq ft
- $541
- Building area
- 1,995 sq ft (Public Records)
- Lot size
- 7,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500* (12103C0117J)
- Garage
- 1 spaces
- Pool
- Private pool
- Annual taxes
- $6,056 (2025)
- Parcel #
- 36-29-15-45504-000-2270
- MLS #
- TB8483210
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please confirm restrictions with local municipality
Exterior & Construction
- Exterior features
- Private Mailbox, RV Hookup, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 17x15 |
| Kitchen | First | 18x12 |
| Primary Bedroom | First | 18x17 |
| Bedroom 2 | First | 16x15 |
| Balcony/Porch/Lanai | First | 35x10 |
Listing Details
- Listing date
- 2026-02-27
- On market date
- 2026-03-06
- Original list price
- $689,000
- Occupant type
- Owner
- MLS area
- 33771 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-06
- Tax legal description
- KEENE PARK UNIT 6 LOT 227
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-275, take Exit 30 and head west on Roosevelt Boulevard, which becomes Ulmerton Road (FL-688). Continue on Ulmerton Road and turn right onto Starkey Road, then turn left onto East Bay Drive. From East Bay Drive, turn right onto Keene Road and continue north before turning left onto Shore Drive. Follow Shore Drive into the neighborhood, and the home at 632 Shore Drive, Largo, Florida 33771 will be located on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 23, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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