$649,000

632 Shore Drive

Largo, FL 33771

Active
2
Beds
2
Baths
1,199
Sq Ft
0.18
Acres
1965
Built
Water viewWater accessPrivate pool$541/sqft360° tour
🏠Single Family Residence

Property type

🏗️1965

Year built

📐7,800 sqft

Lot size

📊$541

Price / sq ft

🏘️No HOA

HOA dues

📅78

Days on market

🚗1

Garage space

🌊X500*

Flood zone

About this home

Significant Price Reduction — Resort-Style Living at an Exceptional Value! Welcome to low-maintenance waterfront living in one of Largo’s rare X flood zone waterfront homes with direct access to Tampa Bay. Perfectly positioned on scenic Allen’s Creek, this beautifully updated pool home offers the waterfront lifestyle buyers are searching for — without the burden of major renovation projects, excessive maintenance, or required flood insurance. Completely move-in ready, the home has been thoughtfully upgraded with major improvements already completed, including a new roof (2023), interior remodel (2023), electrical panel (2023), pool and solar pool heater (2023), hot water heater (2022), HVAC system (2018), and seawall (2017). Impact Anderson double-pane windows in most rooms provide added energy efficiency and storm protection. Inside, natural light fills the open living spaces while peaceful water views create a relaxed coastal atmosphere throughout the home. The updated kitchen features stainless steel appliances, abundant cabinetry, and a charming coffee bar overlooking the water — the perfect place to start your morning while watching dolphins, manatees, and native birds pass through the creek. The outdoor living experience is where this property truly shines. Sliding glass doors open to a spacious screened lanai, sparkling pool, and private waterfront setting designed for entertaining, relaxing, and enjoying the Florida lifestyle year-round. The solar-heated pool also features app-controlled color-changing lighting, creating an incredible atmosphere for evening swims and waterfront gatherings. For boating and outdoor enthusiasts, Allen’s Creek offers over 11 miles of navigable waterways leading directly to Tampa Bay. Kayaking, paddle boarding, fishing, and boating are all accessible from your backyard. The property also includes water rights, offering added flexibility and convenience for buyers interested in building a future dock or boat lift. The home features two spacious bedrooms, including a waterfront primary suite with multiple closets, a walk-in closet, and en-suite bath. The layout is ideal for buyers seeking a turnkey waterfront primary residence, second home, seasonal retreat, or downsized luxury lifestyle. Buyers looking for additional space will also appreciate the potential opportunities to expand or reconfigure the home in the future. Located just minutes from award-winning Gulf beaches, Eagle Lake Park, Largo Central Park, Highland Recreation Complex, shopping, dining, and everyday conveniences, this property offers a rare opportunity to enjoy updated waterfront living in a non-flood zone — an increasingly hard-to-find combination in Pinellas County.

Estimated monthly payment

Principal & interest$3,282
Property taxes$505
Home insurance (est.)$297

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history78 days on market

  1. Status: Active
    Mar 6, 2026
  2. Listed$689,000
    Mar 6, 2026
  3. Price reduced$649,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
78
Subdivision
Keene Park
County
Pinellas
Year built
1965
Living area
1,199 sq ft
Price/sq ft
$541
Building area
1,995 sq ft (Public Records)
Lot size
7,800 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12103C0117J)
Garage
1 spaces
Pool
Private pool
Annual taxes
$6,056 (2025)
Parcel #
36-29-15-45504-000-2270
MLS #
TB8483210

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Oversized

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please confirm restrictions with local municipality

Exterior & Construction

Exterior features
Private Mailbox, RV Hookup, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBelcher Elementary-PNGreatSchools ↗
MiddleLargo Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst17x15
KitchenFirst18x12
Primary BedroomFirst18x17
Bedroom 2First16x15
Balcony/Porch/LanaiFirst35x10

Listing Details

Listing date
2026-02-27
On market date
2026-03-06
Original list price
$689,000
Occupant type
Owner
MLS area
33771 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-03-06
Tax legal description
KEENE PARK UNIT 6 LOT 227

Flood risk

Moderate riskFEMA Zone X500*Panel 12103C0117J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-275, take Exit 30 and head west on Roosevelt Boulevard, which becomes Ulmerton Road (FL-688). Continue on Ulmerton Road and turn right onto Starkey Road, then turn left onto East Bay Drive. From East Bay Drive, turn right onto Keene Road and continue north before turning left onto Shore Drive. Follow Shore Drive into the neighborhood, and the home at 632 Shore Drive, Largo, Florida 33771 will be located on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 23, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA