7637 Cove Terrace, FL

$3,295,000

7637 Cove Terrace

Sarasota, FL 34231

Active
4
Beds
5
Baths
3,799
Sq Ft
0.34
Acres
2004
Built
WaterfrontWater accessPrivate pool3-car garage$867/sqft360° tour
Single Family Residence

Property type

2004

Year built

14,650 sqft

Lot size

$867

Price / sq ft

$25/mo

HOA dues

80

Days on market

3

Garage spaces

AE/X

Flood zone

About this home

Price improved to sell! 7637 Cove Terrace, an elegant 4-bedroom, 3 full bath and 2 half bath custom residence located in the coveted waterfront community of Southpointe Shores. Beautifully renovated in 2023, offering 3,799 square ft of heated living space, this meticulously maintained home combines Florida architectural style with modern comfort and exceptional boating amenities. Set on a 0.34-acre lot with over 100 feet of direct saltwater canal frontage, the property provides sailboat depth-water access plus a large private dock equipped with electric and water, and has been upgraded with TWO Boat lifts: a 40,000lb lift and an additional 10,000K lift, making it an outstanding choice for boating enthusiasts. Enjoy serene views of the wide canal with deep water access to the Intracoastal Waterway from your own backyard. Inside, the home welcomes you with an open, light-filled layout enhanced by tray ceilings, crown molding, granite counters, walk-in closets, and a spacious primary suite on the main floor. The gourmet kitchen, remodeled in 2024, features Thermador™ appliances, a walk-in pantry, a gas cooktop, range hood, dishwasher, refrigerator, and built-in island seating, flowing seamlessly into the living and dining areas — ideal for everyday living or entertaining. All three guest bedrooms are located on the main level, each offering generous dimensions and built-in closets, with Bedroom 2 featuring an en-suite bath. An oversized second-floor bonus space provides flexibility for a game room, media room, office, or guest retreat and includes a terrace, a powder room, a wet bar and a beverage refrigerator for ease of entertaining. The outdoor living space is exceptional: the private screened area hosts the heated pool and in-ground spa, both resurfaced in 2023, expansive covered lanai with new travertine, outdoor kitchen, balcony, fenced yard, and thoughtful exterior details such as French doors, lighting, rain gutters, and sliding glass doors. Whether relaxing or hosting, this home’s outdoor spaces offer year-round enjoyment. For added peace of mind, the home is elevated to nearly 12 feet — well above FEMA flood plain requirements. A host of thoughtful upgrades further protect and elevate your lifestyle: new hurricane-grade front entry doors (2024), a fully redone 100.7-foot seawall (2015), two 5-ton A/C units (2026 & 2024, each with a transferable 10-year warranty), and fresh interior and exterior paint (2024). The home is also equipped with gas, and a dedicated 45-gallon water heater for the primary suite. Tile roof and block/stucco construction ensure lasting durability. To top it all off, storage is never a concern — enjoy an attached 2-car garage plus an additional oversized 1-car garage, perfect for a third vehicle or extra storage for your water toys! Nestled within the desirable Southpointe Shores community, this home benefits from top-rated school zones and a serene, upscale waterfront atmosphere. The neighborhood’s private boat ramp, available for a minimal annual fee, enhances its appeal for boating enthusiasts. Perfectly situated close to Sarasota’s premier shopping, dining, beaches, and marinas, the property still offers the tranquility, water access, and elevated coastal living that define a true retreat.

Estimated monthly payment

Principal & interest$16,661
Property taxes$2,312
Home insurance (est.)$1,510
HOA dues$25

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history80 days on market

  1. Status: Active
    Mar 14, 2026
  2. Listed$3,495,000
    Mar 14, 2026
  3. Price reduced$3,295,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
80
Subdivision
Southpointe Shores Unit 1
County
Sarasota
Year built
2004
Living area
3,799 sq ft
Price/sq ft
$867
Building area
5,422 sq ft (Public Records)
Lot size
14,650 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE/X
Garage
3 spaces
Pool
Private pool
Annual taxes
$27,740 (2025)
Parcel #
0112130031
Zoning
RSF-1
MLS #
A4684647

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
2
Flooring
Carpet, Ceramic Tile, Other, Wood
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Oversized

HOA & Financial

HOA fee
$295 / Annually
Monthly HOA
$25/mo
Total monthly fees
$25/mo
Total annual fees
$295
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and Buyer's agent to verify with municipality.
Approval process
Buyer and Buyer's agent to verify with municipality.

Exterior & Construction

Exterior features
Balcony, French Doors, Lighting, Outdoor Grill, Private Entrance, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryGulf Gate ElementaryGreatSchools ↗
MiddleBrookside MiddleGreatSchools ↗
High SchoolRiverview HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2First14x12
Bedroom 3First15x13
Bedroom 4First14x13
Dining RoomFirst15x14
KitchenFirst18x13
Living RoomFirst19x20
Primary BedroomFirst23x15

Listing Details

Listing date
2026-03-12
On market date
2026-03-14
Original list price
$3,495,000
Occupant type
Owner
MLS area
34231 - Sarasota/Gulf Gate Branch
Listing AOR
Sarasota - Manatee
Status changed
2026-03-14
Tax legal description
LOT 7 SOUTHPOINTE SHORES UNIT 1

Flood risk

High riskFEMA Zone AE/X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I75 take exit 205 heading west on Clark Road then turn left onto US41 then turn right onto Sandalwood Drive then turn left onto Cove Terrace. The home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 6:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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