5128 Hartwell Loop, FL

$655,000

5128 Hartwell Loop

Land O Lakes, FL 34638

Active
5
Beds
3
Baths
2,923
Sq Ft
0.2
Acres
2005
Built
WaterfrontPrivate pool3-car garage$224/sqft
Single Family Residence

Property type

2005

Year built

8,932 sqft

Lot size

$224

Price / sq ft

$100/mo

HOA dues

78

Days on market

3

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. Now offered at a lower price! Your saltwater pool home is here and ready for the summer! Beautiful 5-bedroom plus upstairs loft, 3-bathroom heated salt-water pool home with no rear neighbors, located in the desirable gated community of Lake Talia, offering NO CDD and a low HOA in a non-flood zone. Major updates include a newer roof (2024), two A/C systems(2024), and water heater (2023). The home features formal living and dining areas, a spacious family room and casual dining space overlooking the pool, and an upstairs extended loft, perfect for an office/studio space. The kitchen offers granite countertops, a lazy-susan corner organizer, pull-out cabinet organizers, a walk-in pantry, and ample preparation space, with luxury vinyl flooring throughout. Enjoy outdoor living with a screened lanai, covered patio, paved pool deck, and heated pool overlooking a serene pond with illuminated fountain. Additional highlights include a three-car garage, large lot with a decent separation between homes, A-rated schools, and convenient access to shopping, dining, and major roadways. Located within a walking distance to Sanders Memorial Elementary School (A+ charter school). Community offers a basketball court, shaded playground, open green fields and a great scenery for your morning or afternoon walks around its multiple ponds.

Estimated monthly payment

Principal & interest$3,312
Property taxes$700
Home insurance (est.)$300
HOA dues$100

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history78 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$690,000
    Mar 12, 2026
  3. Price reduced$655,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
78
Subdivision
Lake Talia Ph 1
County
Pasco
Year built
2005
Living area
2,923 sq ft
Price/sq ft
$224
Building area
4,178 sq ft (Public Records)
Lot size
8,932 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
3 spaces
Pool
Private pool
Annual taxes
$8,403 (2025)
Parcel #
12-26-18-0090-00300-0140
Zoning
MPUD
MLS #
TB8479838

Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$301 / Quarterly
Monthly HOA
$100/mo
Total monthly fees
$100/mo
Total annual fees
$1,204
HOA name
Angel McCarthy LCAM / Lake Talia HOA
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer/Buyer's Agent to Verify with HOA
Approval process
Buyer/Buyer's Agent to Verify with HOA

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors, Sprinkler Metered
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst
Bathroom 1First
Bedroom 2First
Bedroom 3Second
Bedroom 4Second
Bedroom 5Second
Bathroom 2Second
Primary BedroomSecond
Primary BathroomSecond
LaundryFirst
KitchenFirst
Living RoomFirst
Dining RoomFirst

Listing Details

Listing date
2026-03-12
On market date
2026-03-12
Original list price
$690,000
Occupant type
Owner
MLS area
34638 - Land O Lakes
Listing AOR
Suncoast Tampa
Status changed
2026-06-01
Tax legal description
LAKE TALIA PHASE 1 PB 52 PG 001 BLOCK 3 LOT 14 OR 6761 PG 743

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Going West on SR 54, turn right on Land O Lakes Blvd. Turn left on School Rd. Left on Lake Talia Blvd, and then turn right towards Hartwell Loop. House will be the 3rd on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 9:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA