390 16th Street, FL

$238,900

390 16th Street

Winter Haven, FL 33881

Pending
4
Beds
3
Baths
2,178
Sq Ft
0.26
Acres
1959
Built
$110/sqft360° tour
Single Family Residence

Property type

1959

Year built

11,478 sqft

Lot size

$110

Price / sq ft

No HOA

HOA dues

70

Days on market

X

Flood zone

About this home

Under contract-accepting backup offers. The seller is OFFERING UP TO $14,000 toward a NEW ROOF or may apply this contribution toward the BUYER'S CLOSING COSTS, providing added flexibility and value. This spacious 4-bedroom, 3-bath ranch-style home offers an impressive amount of living space (2,178 sqft) filled with natural light and designed for comfort and flexibility. The many windows throughout the home create a bright, welcoming atmosphere, while multiple living areas provide room to spread out and enjoy. The remodeled kitchen features a refrigerator, dishwasher, and range, along with a convenient breakfast bar and adjacent dining area—perfect for everyday living and entertaining. A formal living room greets you at the front entry, and the oversized family room offers exceptional gathering space, complete with a built-in desk and direct access to the screened lanai. The generous primary suite includes a walk-in closet, garden tub, separate shower, and an additional wall A/C unit for added comfort. A desirable mini–master suite with its own private bath provides ideal space for guests, extended family, or a private home office. Built-in cabinetry throughout the home adds both character and abundant storage. Situated on a large corner lot, the expansive yard offers endless possibilities for outdoor living, recreation, or future enhancements. The chain-link fenced backyard provides security and functionality while maintaining an open feel. With no HOA restrictions, you’ll enjoy the freedom to personalize the property to suit your needs. Combining space, natural light, a sizable yard, and the advantage of no HOA, this property delivers comfort, flexibility, and room to grow.

Estimated monthly payment

Principal & interest$1,208
Property taxes$303
Home insurance (est.)$109

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history70 days on market

  1. Status: Pending
    Jun 1, 2026
  2. Listed$239,900
    Feb 18, 2026
  3. Price reduced$238,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
70
Subdivision
Lake Elbert Heights Unit 02 02 Rep
County
Polk
Year built
1959
Living area
2,178 sq ft
Price/sq ft
$110
Building area
2,318 sq ft (Public Records)
Lot size
11,478 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0364G)
Annual taxes
$3,631 (2025)
Parcel #
26-28-27-592400-000741
Zoning
R-1
MLS #
P4937879

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air, Wall/Window Unit(s)

Parking

Parking features
Circular Driveway, Covered, Driveway
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer responsible for checking with city/county for lease restrictions.

Exterior & Construction

Exterior features
None
Construction materials
Block
Roof
Other
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Public, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryElbert ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst15.5x13
Family RoomFirst28x11
Dining RoomFirst13x9.5
KitchenFirst13x11.5
Primary BedroomFirst18x15.5
Primary BathroomFirst
Bedroom 2First13x12
Bathroom 2First
Bedroom 3First10x9.5
Bedroom 4First12x9.5
Bathroom 3First
Balcony/Porch/LanaiFirst17x13
LaundryFirst

Listing Details

Listing date
2026-02-18
On market date
2026-02-18
Original list price
$239,900
Occupant type
Vacant
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
East Polk
Status changed
2026-06-01
Tax legal description
SECOND REPLAT OF LK ELBERT HTS UNIT 2 PB 42 PG 23 LOT 74 LESS E 10 FT

Flood risk

Minimal riskFEMA Zone XPanel 12105C0364G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 27 - West on 542 (Dundee Road) - Right on 16th Street - Property is on the right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 12:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA