$254,000
108 Saint George Circle
Apollo Beach, FL 33572
Listing updated: May 15, 2026 at 8:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One or more photo(s) has been virtually staged. New Price! Now you can wake up to the gentle rhythm of life on the water with 50 feet of WATERFRONT frontage on Saint Georges Canal! With direct access to Tampa Bay, launch your boat from your backyard, as the home includes an 8,000 pound Sea Mount BOAT LIFT that was added in 2023. As a shareholder you will pay NO LOT RENT or CDD, just an affordable $242.00 a month Maintenance Fee. Shaded by mature trees, this 2-bedroom, 2-bath home offers a peaceful waterfront patio where mornings often begin with coffee and end with watching manatee and dolphin glide by. The home features a comfortable layout with a primary bedroom and en-suite bath, plus a second full bath—both with WALK-IN SHOWERS. Just off the living area, a 156-square-foot partially enclosed BONUS ROOM provides flexible space for a cozy den, home office, or creative retreat. And a whole house exhaust fan is an additional feature many homeowners love to have. A large storage shed includes the washer and dryer and offers plenty of room for tools, hobbies, or fishing and boating gear. Located in Caribbean Isles Residential Cooperative, a resident-owned, GATED 55+ waterfront community, life here moves at a relaxed, coastal pace. Residents enjoy a heated pool, clubhouse, indoor and outdoor shuffleboard, horseshoes, game and craft rooms, and a library. A full calendar of activities includes coffee and donuts, bingo, water aerobics, exercise and craft classes, movie nights, pool parties, and more. Launch your boat, then spend your days exploring mangroves, fishing local waters, or cruising toward Florida’s famous sunsets. Golf carts are welcome throughout the community’s approximately four miles of paved private roads. Pet friendly too? Yes, with restrictions. With a low monthly maintenance fee, this waterfront home offers true ownership, low monthly costs, and an easygoing lifestyle where every day feels a little more like vacation.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history90 days on market
- Status: ActiveFeb 14, 2026
- Listed$259,000Feb 14, 2026
- Price reduced$254,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 90
- Subdivision
- Caribbean Isles Residential Cooperative
- County
- Hillsborough
- Year built
- 1987
- Living area
- 1,008 sq ft
- Price/sq ft
- $252
- Building area
- 1,728 sq ft (Public Records)
- Lot size
- 4,707 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $1,733 (2024)
- Parcel #
- U-22-31-19-606-000000-00495.0
- Zoning
- PD
- MLS #
- TB8474794
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room, Outside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Covered
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Leasing is allowed during the months of October through May only. Tenants must be 55+, submit an application, pass a background check and be interviewed by the Board.
- Approval process
- Tenants and Purchasers must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.
Exterior & Construction
- Exterior features
- Private Entrance, Private Mailbox, Rain Gutters, Storage
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Fiber Optics, Public, Underground Utilities
Community
- Pets allowed
- Breed Restrictions, Number Limit, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x14 |
| Kitchen | First | 8x17 |
| Primary Bedroom | First | 13x15 |
| Primary Bathroom | First | 5x7 |
| Bedroom 2 | First | 10.5x11 |
| Bathroom 2 | First | 5x8 |
| Bonus Room | First | 13x15 |
Listing Details
- Listing date
- 2026-02-14
- On market date
- 2026-02-14
- Original list price
- $259,000
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-14
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 495
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 in Apollo Beach, take Elsberry Road to the MAIN gate. Once inside the community, take an immediate right onto Port Royal Lane. Take a left onto N Saint George Circle. The home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 15, 2026 at 8:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA