$235,900
129 Saint Lucia Loop
Apollo Beach, FL 33572
Listing updated: June 17, 2026 at 9:30 PM ET
Listing courtesy of Walls Realty & Associates, Llc · Terry Brown · MLS #TB8472521 · Active · 813-599-8302Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRICE IMPROVEMENT! Waterfront Living at its core in Caribbean Isles Residential Cooperative, one of the most sought-after gated communities. This property presents great access to Tampa Bay. Charming 2-bedroom, 2-bath Canal front home with a HUGE Metal-roof covered Boat Lift that has a large deck to enjoy the outdoors and marine life. Watch Mantee's and Dolphin play under your dock. Perfect for the fisherman or just to enjoy a late evening boat ride to watch the sunset. This home is Furnished and ready to move into. Very nice front Screened Porch area. Large Carport and out-building that has the Washer and Dryer. Caribbean Isles is a Very Active 55+ resort style community. The Clubhouse has a full commercial Kitchen that is used year-round for community events. Caribbean Isles boasts gated access. Many amenities like Bocce Ball, Shuffleboard, Horseshoes and a Heated pool for the avid swimmer or for when the grandkids visit. The Clubhouse accommodates events like Dances, Bingo and other games. The annual Talent Show along with other live events like Comedians and plays. CI supports a large 10-acre storage area for your Boats or Travel Trailer or even the extra utility trailer. Prices range from $350 to $150 annually for your spot. This community is very Financially sound, since its inception they have never had a Special Assessment. If relaxed lifestyle living is for you please request your tour. This community is a great place to call HOME!
Local Insight
This 1986 manufactured home in a 55+ community is priced reasonably for waterfront access in Apollo Beach, but the AE flood zone is a serious consideration—you'll want flood insurance costs factored into your long-term ownership expenses, and the age of the structure combined with flood risk could affect resale value down the line. The $242 monthly HOA is moderate for a waterfront community, but verify what's actually covered and whether special assessments are common, since older manufactured home communities sometimes hit owners with unexpected infrastructure costs. For a 960-sqft unit at $246/sqft, the value hinges entirely on how much that water access and community amenities matter to you versus the flood exposure and property age.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history128 days on market
- Status: ActiveFeb 9, 2026
- Listed$249,900Feb 9, 2026
- Price reduced$235,900
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 128
- Subdivision
- Caribbean Isles Residential Co
- County
- Hillsborough
- Year built
- 1986
- Living area
- 960 sq ft
- Price/sq ft
- $246
- Lot size
- 5,719 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0494J)
- Annual taxes
- $1,768 (2024)
- Parcel #
- U-22-31-19-606-000000-00185.0
- Zoning
- PD
- MLS #
- TB8472521
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Linoleum
- Appliances
- Dryer, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, L Dining, Thermostat, Walk-In Closet(s)
- Laundry
- Outside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Christine Trimmer
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Renters must meet the requirements as contained in the Bylaws, Rules and Regulations and be approved by the Board of Directors. Owners may rent from Oct 1 thru May 31. The minimum rental term is 1 month and maximum is 6 months.
- Approval process
- All Renters must make an application, submit to a background check, and be approved by the Board. Meet the requirements contained in the Bylaws, Rules and Regulations
Exterior & Construction
- Exterior features
- Awning(s), Private Mailbox, Rain Gutters
- Construction materials
- Metal Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Breed Restrictions, Cats OK, Dogs OK, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x12 |
| Dining Room | First | 8x9 |
| Living Room | First | 12x18 |
| Primary Bedroom | First | 11x19 |
| Bedroom 2 | First | 11x12 |
Listing Details
- Listing date
- 2026-02-09
- On market date
- 2026-02-09
- Original list price
- $249,900
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-02-09
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 185
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take I-75 exit 246, go west on Big Bend road. Go south on US 41 to Elsberry Rd. Go west on Elsberry Rd. to main gate on your right. Follow instruction for gate entry.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 17, 2026 at 9:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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