$249,900
121 Fernwood Circle
Seminole, FL 33777
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
FIRST FLOOR • MOVE-IN READY • DESIRABLE 55+ COMMUNITY With parking just right out your front door and the pool only feet from your back door. Opportunities like this don’t come along often—don’t let this one slip away. Tucked beside the natural beauty of Seminole Lake Park, this serene, park-like community known as The Gardens offers a truly special setting. The community features six clusters of six buildings, each arranged around its own private pool, clubhouse, and laundry facility, creating a welcoming and convenient atmosphere with a wide range of amenities, social events, and activities designed for an active lifestyle. This exceptional, open floor plan with spacious 2-bedrooms, 2-baths, a wonderful southwest-corner on the first-floor keeps the residence cool, comfortable. It's truly move-in ready. Highlights include newer hurricane-rated windows throughout, abundant natural light, and the convenience of two parking spaces just feet from your front door. With Seminole Lake Park just acrsss the way from the community —and a short drive to the Seminole Recreation Center, Seminole City Center, dining, shopping, entertainment, and award-winning Gulf beaches—this home offers the perfect blend of tranquility and approachability. Schedule your showing today and discover why The Gardens is one of Seminole’s most distinctive 55+ communities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history10 days on market
- Status: ActiveJan 31, 2026
- Listed$249,900Jan 31, 2026
- Price increased$249,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 10
- Subdivision
- Gardens The Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,285 sq ft
- Price/sq ft
- $194
- Lot size
- 206,918 sq ft
- Flood zone
- AE (12103C0182H)
- Annual taxes
- $2,742 (2024)
- Parcel #
- 26-30-15-30271-006-1210
- MLS #
- TB8470542
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Open Floorplan
- Laundry
- Common Area, Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Guest
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $641/mo
- Total annual fees
- $7,692
- HOA name
- Resource Property Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and Buyer's Agent must verify lease restrictions. Shiort-term rental allowed minimum 90+ days
- Approval process
- Association approval process is required.
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Sidewalk, Sprinkler Metered, Tennis Court(s)
- Construction materials
- Block, Concrete, Stucco, Frame
- Roof
- Built-Up, Membrane
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Breed Restrictions, Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 9x11 |
| Florida Room | First | 14x10 |
| Living Room | First | 15x25 |
| Primary Bedroom | First | 12x17 |
| Bedroom 2 | First | 11x13 |
Listing Details
- Listing date
- 2026-01-30
- On market date
- 2026-01-31
- Original list price
- $249,900
- Occupant type
- Owner
- MLS area
- 33777 - Seminole/Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-31
- Tax legal description
- GARDENS, THE 106 CONDO BLDG F, UNIT 121 TOGETHER WITH THE USE OF PARKING SPACES 121 & 121
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Park Blvd turn north onto Garden Dr. Head straight to the back and turn left into Fernwood Circle. Follow the circle right around the building and then park in 121 carport or park in guest parking if not available.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 10, 2026 at 10:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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