$152,000
428 Windrush Bay Drive
Tarpon Springs, FL 34689
Listing updated: June 8, 2026 at 6:06 PM ET
Listing courtesy of Lpt Realty, Llc. · Allison Tridente · MLS #TB8470449 · Active · 877-366-2213Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to 428 Windrush Bay, Tarpon Springs — a rare opportunity to own the lowest-priced 2-bedroom condo in Windrush Bay with unbeatable Gulf access and walkable parks. This second-floor, 2 bedroom, 1 bath residence offers a smart layout and relaxed coastal living. Inside, you’ll find new laminate flooring in the second bedroom and the screened lanai, adding a fresh, modern touch. The primary bedroom features a walk-in closet, and the convenience of a washer and dryer in the unit makes everyday living easy. Enjoy your morning coffee or evening breeze from the porch, perfect for unwinding after a day on the water. Windrush Bay is a sought-after waterfront community with a Gulf-front pool overlooking the water, offering stunning sunsets and true Florida lifestyle living. Howard Park and Sunset Beach Park are just a short walk away, giving you easy access to beaches, kayaking, fishing, and scenic trails. Located minutes from historic downtown Tarpon Springs, the Sponge Docks, local marinas, dining, shopping, and festivals, this condo offers both tranquility and convenience. Whether you’re looking for a full-time residence, seasonal retreat, or investment opportunity, this home delivers exceptional value in one of Tarpon Springs’ most desirable coastal communities. This unit is available for rent also.
Local Insight
At $152k for a 1976 condo in AE flood zone, you're looking at what's likely the entry price point for Tarpon Springs, but that flood designation means mandatory flood insurance that'll run $1,000+ annually—factor that into your true carrying costs before getting excited about the price. The no-HOA structure is genuinely rare and valuable for a condo, giving you more control, though you'll want a thorough inspection on a 48-year-old unit to understand what deferred maintenance might be hiding. This is a solid cash-on-hand or investor play, but not a primary residence bet unless you're comfortable with flood risk and can afford the insurance premium long-term.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history129 days on market
- Status: ActiveJan 30, 2026
- Listed$165,000Jan 30, 2026
- Price reduced$152,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 129
- Subdivision
- Windrush Bay Condo
- County
- Pinellas
- Year built
- 1976
- Living area
- 930 sq ft
- Price/sq ft
- $163
- Flood zone
- AE (12103C0018H)
- Annual taxes
- $2,858 (2024)
- Parcel #
- 10-27-15-98260-004-2130
- MLS #
- TB8470449
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Off Street
HOA & Financial
- Total monthly fees
- $526/mo
- Total annual fees
- $6,312
- HOA name
- Ellyse Vosselmann - Ameritech Community Management
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact Association and see County for Lease Restrictions.
- Approval process
- Application and Fee ($150) required.
Exterior & Construction
- Exterior features
- Courtyard, French Doors, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Other
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Size Limit, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Second | |
| Dining Room | Second | |
| Kitchen | Second | |
| Living Room | Second | |
| Living Room | Second | |
| Florida Room | Second | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom 2 | Second |
Listing Details
- Listing date
- 2026-01-23
- On market date
- 2026-01-30
- Original list price
- $165,000
- Occupant type
- Vacant
- MLS area
- 34689 - Tarpon Springs
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-30
- Tax legal description
- WINDRUSH BAY CONDO BLDG D, UNIT 213
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Tarpon Springs High School, head east and turn left onto Gulf Road. After a short distance, make a right onto N Florida Avenue, then take a left onto Windrush Bay Drive. Take your sixth left to arrive at Unit 428. The first two parking spots on the left are for 428 and guest parking.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 8, 2026 at 6:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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