404 Windrush Bay Drive, FL
Stellar MLS

$125,000

404 Windrush Bay Drive

Tarpon Springs, FL 34689

Listing updated: June 7, 2026 at 11:27 AM ET

Active
1
Bed
1
Bath
615
Sq Ft
1976
Built
Water access$203/sqft360° tour
Condominium

Property type

1976

Year built

$203

Price / sq ft

No HOA

HOA dues

5

Days on market

AE,X500

Flood zone

About this home

Are you looking for a new home where you feel like you're on vacation every day? New to the market is a second story adorable 1 bedroom, 1 bath furnished condo in desirable Windrush Bay, an all ages waterfront community directly on the Gulf. Congregate with your neighbors at "the Point", an expansive green space with sidewalks lining the seawall allowing residents to take in breathtaking views, enjoy Gulf breezes, daily sunsets, and benches from which you can cast a fishing rod. The clubhouse is a social hub where neighbors come to feel like extended family. It offers a billiards area, TV, a fitness center and saunas, a library, a kitchen, grills and tables, and a large party room. Adjoining the clubhouse is the pristine community pool, heated in the cooler weather and cooled in the warmer weather! And It gets even better! Windrush Bay is situated right between Sunset Beach, sponsoring free concerts, and Fred Howard Park, offering 155 acres of park and beach on the Gulf. Downtown Tarpon Springs and the world famous Sponge Docks are just minutes away! All are just a short drive, or even just a nice bike ride. Other surrounding areas like Dunedin, Clearwater Beach, St. Petersburg and Tampa are all under an hours drive time away, including two international airports as well. There is no shortage of shopping, dining, cultural events, outdoor activities, golf venues, amusement parks, theaters/music venues, sports arenas, beaches and scenic parks, boating options, the Pinellas Trail and more! Allow yourself to fall in love with this coastal, laidback lifestyle. This condo would make an ideal seasonal getaway, or a nice rental unit, or your cozy and comfortable year round residence where you are surrounded by natural beauty. Don't miss your chance to own a piece of Paradise! Call for your private showing today, as our last buyer's financing fell through at closing.

Local Insight

At $125K, you're getting waterfront access in a 1976 condo that's priced well below market for Tarpon Springs, but the AE flood zone designation means mandatory flood insurance that'll significantly increase your carrying costs—definitely run those numbers before getting excited about the price tag. The no-HOA structure is a genuine plus for a condo, though at 615 sqft and built nearly 50 years ago, you'll want a thorough inspection to understand what deferred maintenance might be hiding in this older unit.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$632
Property taxes$181
Home insurance (est.)$57

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Jun 7, 2026
  2. Listed$125,000
    Apr 25, 2026
  3. Price increased$125,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
5
Subdivision
Windrush Bay Condo
County
Pinellas
Year built
1976
Living area
615 sq ft
Price/sq ft
$203
Flood zone
AE,X500 (12103C0018H)
Annual taxes
$2,175 (2025)
Parcel #
10-27-15-98260-001-2010
MLS #
TB8498757

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Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dryer, Range, Range Hood, Refrigerator, Washer
Interior features
Living Room/Dining Room Combo
Laundry
Inside
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Guest

HOA & Financial

Total monthly fees
$348/mo
Total annual fees
$4,176
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer and buyer's agent should confirm with Ameritech Management Co.
Approval process
Buyer and buyer's agent should confirm with Ameritech Management Co.

Exterior & Construction

Exterior features
Lighting, Sidewalk, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Breed Restrictions, Cats OK, Dogs OK, Size Limit

Room Details

RoomLevelDimensions
Living RoomFirst17x13
Primary BedroomFirst13x11.6
KitchenFirst8.6x8
Balcony/Porch/LanaiFirst9x5.6

Listing Details

Listing date
2026-04-25
On market date
2026-04-25
Original list price
$125,000
Occupant type
Vacant
MLS area
34689 - Tarpon Springs
Listing AOR
Suncoast Tampa
Status changed
2026-06-07
Tax legal description
WINDRUSH BAY CONDO BLDG A, UNIT 201

Flood risk

High riskFEMA Zone AE,X500Panel 12103C0018H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take S. Florida Ave to Windrush Bay Dr. First buildings in community are the Villas. Go over 4 speed humps and turn left into first set of condos. Unit 404 is on the lef side (upstairs right corner).

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 7, 2026 at 11:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA