$294,000
Umatilla, FL 32784
Listing updated: June 7, 2026 at 6:35 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath home in the desirable Cottages at Waters Edge, a 55+ community in Umatilla. Built in 2018, this home offers a bright, open floor plan, neutral finishes, and a functional layout designed for easy, low-maintenance living. The kitchen overlooks the main living area and features ample cabinetry, a breakfast bar, and space for gathering and entertaining. The primary suite includes a private bath and generous closet space, while the split-bedroom design provides flexibility for guests, hobbies, or a home office. Enjoy the best of Florida living from both the front and back of the home. The front porch offers peaceful lake views with access to Lake Enola, while the screened-in patio provides a private space to relax or entertain year-round. Priced at $294,000, this home presents a standout opportunity as one of the few 3-bedroom options in the community, offering more space and functionality than smaller homes nearby. With low HOA, newer construction, and a quiet community setting, this property is ideal for buyers seeking comfort, convenience, and value. Conveniently located near shopping, dining, and major roadways, schedule your showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history118 days on market
- Status: ActiveJun 5, 2026
- Listed$299,999Jan 30, 2026
- Price reduced$294,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 118
- Subdivision
- Umatilla Cottages At Waters Edge
- County
- Lake
- Year built
- 2018
- Living area
- 1,329 sq ft
- Price/sq ft
- $221
- Building area
- 1,967 sq ft (Public Records)
- Lot size
- 5,968 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12069C0220E)
- Garage
- 1 spaces
- Annual taxes
- $332 (2025)
- Parcel #
- 13-18-26-3400-000-00300
- Zoning
- RP
- MLS #
- O6378059
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Thermostat
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Common
HOA & Financial
- HOA fee
- $200 / Monthly
- Monthly HOA
- $200/mo
- Total monthly fees
- $200/mo
- Total annual fees
- $2,400
- HOA name
- Umatilla Veteran's Village | Joseph Heagy
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Cash, Conventional, Trade, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Approval process
- Please contact Joseph Heagy to initiate the approval process.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block, Frame
- Roof
- Metal
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Public, Water Available
Community
- Pets allowed
- Breed Restrictions
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x12 |
| Bedroom 2 | First | 10x12 |
| Bedroom 3 | First | 10x12 |
| Kitchen | First | 9x12 |
| Living Room | First | 14x17 |
Listing Details
- Listing date
- 2026-01-25
- On market date
- 2026-01-30
- Original list price
- $299,999
- Occupant type
- Owner
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-05
- Tax legal description
- COTTAGES AT WATERS EDGE PB 58 PG 44-45 LOT 3 ORB 5077 PG 1430 ORB 6317 PG 1522
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 6:35 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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