463 Emerald Cove Loop, FL
Stellar MLS

$300,000

463 Emerald Cove Loop

Lakeland, FL 33813

Listing updated: June 17, 2026 at 7:57 AM ET

Pending
3
Beds
2
Baths
1,351
Sq Ft
0.17
Acres
1996
Built
Private pool$222/sqft360° tour
Single Family Residence

Property type

1996

Year built

7,505 sqft

Lot size

$222

Price / sq ft

$50/mo

HOA dues

106

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. Solidly built POOL home located in desirable South Lakeland. This 3-bedroom, 2-bath residence features a split floor plan and a private, fully fenced backyard designed for both relaxation and entertaining. Enjoy a screened-in pool with ample hangout space, plus an additional covered patio just outside the screen enclosure—perfect for outdoor dining or lounging. Inside, the home offers a comfortable layout with a living room, dining area, and a versatile flex room off the living space. Sliding glass doors from the flex room provide direct access to the pool area, creating a seamless indoor-outdoor flow. The kitchen includes a breakfast bar and opens to the main living areas. The primary bedroom features an en suite bathroom for added privacy. The two-car garage is currently enclosed and used as additional living space with a wall A/C and heating unit, offering flexibility for a home office, gym, or bonus room. Conveniently located near shopping, entertainment, medical facilities, and with easy access to state roads and parkways for commuting.

Estimated monthly payment

Principal & interest$1,517
Property taxes$363
Home insurance (est.)$138
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history106 days on market

  1. Status: Pending
    May 22, 2026
  2. Listed$347,000
    Jan 28, 2026
  3. Price reduced$300,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
106
Subdivision
Emerald Cove
County
Polk
Year built
1996
Living area
1,351 sq ft
Price/sq ft
$222
Building area
1,839 sq ft (Public Records)
Lot size
7,505 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0480G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,354 (2025)
Parcel #
23-29-13-140832-000160
MLS #
TB8468948

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Linoleum, Tile
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Thermostat
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$150 / Quarterly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Don Asher And Associates
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and Buyer's agent to verify restrictions with the HOA
Approval process
Buyer and Buyer's agent to verify approval process with HOA

Exterior & Construction

Exterior features
Private Mailbox, Private Yard, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected

Community

Pets allowed
Yes

Schools

ElementaryHighland Grove ElemGreatSchools ↗
MiddleLakeland Highlands MiddlGreatSchools ↗
High SchoolGeorge Jenkins HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bathroom 2First

Listing Details

Listing date
2026-01-26
On market date
2026-01-28
Original list price
$347,000
Occupant type
Owner
MLS area
33813 - Lakeland
Listing AOR
Suncoast Tampa
Status changed
2026-05-22
Tax legal description
EMERALD COVE PB 97 PG 22 LOT 16

Flood risk

Minimal riskFEMA Zone XPanel 12105C0480G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

While traveling North on Florida Ave S, turn East (Right) on to Fitzgerald Rd. Travel East on Fitzgerald Rd, then turn South (right) on Francis Pipkin Rd and make your immediate right on to Emerald Cove Loop. 463 will be on the North (Right) side of the road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 17, 2026 at 7:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA