9902 St. Joseph, FL
Stellar MLS

$325,000

9902 St. Joseph

New Port Richey, FL 34655

Listing updated: June 6, 2026 at 5:14 PM ET

Active
2
Beds
2
Baths
1,747
Sq Ft
0.15
Acres
1989
Built
Water view55+ community$186/sqft360° tour
Single Family Residence

Property type

1989

Year built

533,000 sqft

Lot size

$186

Price / sq ft

$74/mo

HOA dues

124

Days on market

2

Garage spaces

X

Flood zone

About this home

DESIRABLE HERITAGE LAKE COMMUNITY A SHORT DRIVE FROM SR 54 FOR SHOPPING, RESTAURANTS AND HOSPITALS. THIS HOME HAS BEEN UPDATED AND WELL CARED FOR. ROOF IS GOING ON 6 YEARS, HOME WARRANTY ON APPLIANCES THAT IS TRANSFERABLE, INCLUDING A/C WHICH HAD THE COMPRESSOR REPLACED IN N0VEMBER OF 2025. SELLER WILL ALSO CREDIT TO BUYER $ 5000 TOWARD FUTURE REPLACEMENT OF A/C. CROWN MOLDING THROUGHOUT THE HOME EXCEPT THE GUEST BEDROOM. THE WATER VIEW IS IN THE BACK YARD AND CAN BE FISHED,(CATCH AND RELEASE). ALSO NICE FOR BIRD WATCHING. THE LAMINATE FLOORING HAS A LIFE TIME WARRANTY. PLANTATION SHUDDERS OFFER FULL PRIVACY AND LET IN PLENTY OF SUNSHINE WHEN NEEDED.OUTSIDE ARE BRICK PATIOS TO ENJOY THE OUTSIDE. HOME IS DESERVING OF A LOOK.

Local Insight

At $186/sqft for a 1989 home in a 55+ community, you're getting below-market pricing, but that's partly because you're buying into age and an active adult restriction that limits future resale appeal if your needs change. The water view and X flood zone (lowest risk) are solid positives, though the tiny 0.15-acre lot means minimal privacy and outdoor space—typical for Heritage Lake Tract but worth confirming feels right for you. Run the numbers on whether the $74 monthly HOA, potential special assessments in an aging community, and any future deed restrictions align with your long-term plans here.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,643
Property taxes$190
Home insurance (est.)$149
HOA dues$74

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history124 days on market

  1. Status: Active
    Feb 5, 2026
  2. Listed$325,000
    Jan 23, 2026
  3. Price increased$325,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
124
Subdivision
Heritage Lake Tract
County
Pasco
Year built
1989
Living area
1,747 sq ft
Price/sq ft
$186
Building area
2,537 sq ft (Public Records)
Lot size
533,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$2,281 (2026)
Parcel #
13-26-16-0088-00000-1370
Zoning
OPUD
MLS #
TB8468233

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$74 / Monthly
Monthly HOA
$74/mo
Total monthly fees
$74/mo
Total annual fees
$888
HOA name
RAYMOND GEROUX
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
AGE 55+
Approval process
$100.00 APPLICATION FEE NON-REFUNDABLE $25.00 EACH KEY TO CLUB HOUSE POOL REFUNDABLE WHEN LEAVING HERITAGE LAKE.

Exterior & Construction

Exterior features
Private Entrance, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities

Community

Pets allowed
Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst15x12
Bathroom 2First6x10
KitchenFirst15x8
Family RoomFirst15x15
Living RoomFirst

Listing Details

Listing date
2026-01-23
On market date
2026-01-23
Original list price
$325,000
Occupant type
Owner
MLS area
34655 - New Port Richey/Seven Springs/Trinity
Listing AOR
Suncoast Tampa
Status changed
2026-02-05
Tax legal description
HERITAGE LAKE TRACT 10 PHASE 3 PB 27 PG 36-39

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

LITTLE ROAD SOUTH TO HERITAGE LAKE BLVD. THEN RIGHT ON MANOR DR. TO ST. JOSEPH COURT ON THE RIGHT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 6, 2026 at 5:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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