$244,900
4775 Cove Circle
St Petersburg, FL 33708
Property type
Year built
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to Paradise in this 1 bedroom, 1 bath with CARPORT, and RARE FULL-SIZE WASHER/DRYER “turnkey” WATERFRONT condo on the NINTH floor plus Florida room for guests. Step inside this bright gem and be impressed with the straight on water view of Boca Ciega Bay. Enjoy watching the dolphins, manatees, boats and birds right from your living room window. This condo is fully updated with wood cabinets, gorgeous granite countertops, top of the line stainless steel appliances, recess lighting, neutral color porcelain tile throughout, updated bathroom with walk-in shower, new interior doors, crown molding, new ceiling fans, HURRICANE SHUTTERS and so much more. The Monthly HOA went DOWN in 2026 to $731.94 which covers cable, internet, escrow reserves, insurance, exterior building and grounds maintenance, outside pest control, on-site manager, water, sewer, trash, recreational amenities, and 24-hour security. The Continental Building is well maintained, freshly painted, new ROOF and updated elevators. If you are looking for a quiet peaceful living this is the place! A spectacular active community here at SEA TOWERS: This waterfront community, 55+, offers fantastic amenities - two heated pools; tennis courts; pickle ball; fishing piers; shuffleboard courts; a putting green; and much more! Access to the beaches, nearby restaurants, shopping, John's Pass, Seminole City Center and entertainment which makes this the perfect place to live! This condo is ready for its NEW OWNER! Call today for your private showing of this wonderful unit!
Local Insight
At $295/sqft, this is actually reasonable pricing for a waterfront unit in St. Pete, but you're looking at a 1971 building in an AE flood zone, so factor in that flood insurance will be a real cost beyond the $732 monthly HOA—that's substantial already. The 55+ community aspect limits your buyer pool if you ever need to resell, and 830 sqft is tight for a retirement property, so this works best if you're downsizing from something larger and want water access without paying beachfront prices.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history127 days on market
- Status: ActiveJan 21, 2026
- Listed$259,000Jan 21, 2026
- Price reduced$244,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 127
- Subdivision
- Continental Towers Condo
- County
- Pinellas
- Year built
- 1971
- Living area
- 830 sq ft
- Price/sq ft
- $295
- Lot category
- Non-Applicable
- Flood zone
- AE (12103C0191H)
- Annual taxes
- $3,783 (2024)
- Parcel #
- 04-31-15-17860-000-0904
- MLS #
- TB8466135
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Common Area, Inside, Laundry Room, Outside, Same Floor As Condo Unit
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned, Deeded, Guest, Reserved
- Carport
- Yes
HOA & Financial
- HOA fee
- $732 / Monthly
- Monthly HOA
- $732/mo
- Total monthly fees
- $732/mo
- Total annual fees
- $8,783
- HOA name
- Fed of Sea Towers / Laurie Lorenz
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 55+, Face-to-Face interview, contact Sea Towers for details
- Approval process
- 55+, Face-to-Face interview, contact Sea Towers for details
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Mailbox, Rain Gutters, Sidewalk, Sprinkler Metered, Storage, Tennis Court(s)
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Membrane
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Well, Underground Utilities, Water Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x14 |
| Dining Room | First | 8x14 |
| Kitchen | First | 10x10 |
| Primary Bedroom | First | 10.5x10.6 |
Listing Details
- Listing date
- 2026-01-21
- On market date
- 2026-01-21
- Original list price
- $259,000
- Occupant type
- Owner
- MLS area
- 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-21
- Tax legal description
- CONTINENTAL TOWERS CONDO UNIT 904 TOGETHER WITH THE USE OF CARPORT 260/904
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Duhme Road (113th Street) to Sea Towers guard gate, give business card to guard. Guest Parking by the Building.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 2:36 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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