4401 38th Street, FL
Stellar MLS

$3,250,000

4401 38th Street

St Petersburg, FL 33711

Listing updated: April 23, 2026 at 3:56 PM ET

Active
4
Beds
6
Baths
4,044
Sq Ft
0.31
Acres
2009
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$804/sqft360° tour
Single Family Residence

Property type

2009

Year built

13,652 sqft

Lot size

$804

Price / sq ft

No HOA

HOA dues

96

Days on market

3

Garage spaces

A

Flood zone

About this home

This exceptional waterfront estate offers an unmatched blend of luxury, functionality and outdoor living boasting an impressive 265 feet of waterfront with deep water access and thoughtfully designed layout ideal for both everyday living and entertaining. This home is a true haven for serious boaters. The Dock set up features a 23K lb boat lift, 800 sq feet of composite surface area, 400 sq ft of floating docks with ramp, a jet ski dock, multiple power sources including 110v, 30amp and 50amp service… all designed for effortless access to the Gulf of America with a short 20 minute boat ride. Nearly every room captures water views, creating a serene backdrop for daily living. A custom elevator servicing all floors brings you to the main level, where soaring ceilings and a wall of sliding glass doors flood the space with natural light and frame the expansive waterfront. The chef’s kitchen serves as the heart of the home, showcasing gleaming granite countertops, a spacious central island, premium appliances, and a walk-in pantry. This residence is as functional as it is beautiful, offering new AC units, new water heaters, hurricane-rated PGT windows and sliders, 400-amp electrical service with surge protection, whole-house soft water, and a natural gas generator—all serviced regularly for turnkey peace of mind. Unwind in the dedicated media/recreation room, or retreat to the luxurious primary suite, a private sanctuary featuring dual spa-inspired bathrooms and custom walk-in closet. Additional bedrooms, a home office, and a library/den offer refined, flexible spaces to suit your lifestyle. Outdoor living takes center stage with over 1200 sq ft of covered deck space plus a 3rd floor sun deck. Enjoy a custom pool with 1300 sq ft of travertine deck space, gas heater, a 6-person hot tub, and a full natural-gas outdoor kitchen with grill, double burner, dishwasher, frig, dual bar areas, custom lighting and ample storage. The second-floor deck has a natural-gas fireplace. The covered decks offer a cozy, year-round gathering space with expansive water views from the protected canal setting—a rare combination of beauty and shelter. The oversized 3-plus-car garage includes a heavy-duty suspended rack system for exceptional storage, a workshop area, space for motorcycles, golf carts, and all your coastal toys. Located just minutes to vibrant downtown St. Pete, and the area’s award-winning beaches, this home delivers the ultimate blend of luxury, lifestyle, and unmatched boating amenities. With premium upgrades, panoramic water views, and every detail thoughtfully designed, this is a rare opportunity to live the true Florida waterfront dream.

Estimated monthly payment

Principal & interest$16,434
Property taxes$1,519
Home insurance (est.)$1,490

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history96 days on market

  1. Status: Active
    Jan 17, 2026
  2. Listed$3,375,000
    Jan 17, 2026
  3. Price reduced$3,250,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
96
Subdivision
Broadwater
County
Pinellas
Year built
2009
Living area
4,044 sq ft
Price/sq ft
$804
Building area
7,346 sq ft (Public Records)
Lot size
13,652 sq ft
Lot category
1/4 to less than 1/2
Flood zone
A (12103C0281H)
Garage
3 spaces
Pool
Private pool
Annual taxes
$18,225 (2024)
Parcel #
03-32-16-11700-011-0110
MLS #
TB8465602

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Interior Details

Bedrooms
4
Full bathrooms
4
Half bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Common Area, Inside, Laundry Room, Upper Level
Stories / Levels
Three Or More
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Bath In Garage, Garage Door Opener, Ground Level, Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1 Week
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
City if St. Pete leasing restrictions

Exterior & Construction

Exterior features
Balcony, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters, Sliding Doors
Construction materials
Block
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Fire Hydrant, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomThird26x18
Living RoomSecond26x15
KitchenSecond25x14

Listing Details

Listing date
2026-01-16
On market date
2026-01-17
Original list price
$3,375,000
Occupant type
Owner
MLS area
33711 - St Pete/Gulfport
Listing AOR
Suncoast Tampa
Status changed
2026-01-17
Tax legal description
BROADWATER UNIT 2 BLK K, LOT 11

Flood risk

High riskFEMA Zone APanel 12103C0281H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from 37th St S go West on 46th Ave S, turn North on 38th St S and address will be at the end of the street on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 23, 2026 at 3:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA