$270,000

3280 Mcmath Drive

Palm Harbor, FL 34684

Active
2
Beds
2
Baths
1,332
Sq Ft
0.09
Acres
1983
Built
Water access55+ community$203/sqft

About this home

LOW MAINTENANCE 55+ paired VILLA located in Duplex Village II within the highly desirable Highland Lakes community with access to Lake Tarpon. This 2 bedroom, 2 bathroom home features an open-concept layout with high vaulted ceilings and excellent use of space. PRICED 100k BELOW two recent comparable sales in the community- this pricing reflects the need for cosmetic improvements such as window, flooring, cabinetry and interior finishes. Big-ticket items are already done, including a BRAND NEW ROOF in 2025, NEW AC in 2024, water heater replaced in 2021, and an UPGRADED electrical panel, providing peace of mind and long-term value. With solid bones throughout, the interior offers a great opportunity to customize to your taste and preferences and build instant equity. Monthly HOA DUES INCLUDE: Spectrum cable and internet, trash and recycling, lawn mowing, irrigation maintenance, well treatment, and pest control, making day-to-day living truly low maintenance. Highland Lakes residents also enjoy access to a host of other community amenities including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with fitness classes and social events, and a lakeside lodge on Lake Tarpon featuring a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage plus this is a golf cart-friendly neighborhood! Situated near beautiful beaches, shopping, dining, medical facilities, sports venues, and the airport. The community is pet friendly, allowing one dog or cat not to exceed 25 lbs at maturity.

Estimated monthly payment

$2,064/mo

Principal & interest$1,365
Property taxes$403
Home insurance (est.)$124
HOA dues$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history116 days on market

  1. Status: Active
    May 18, 2026
  2. Listed$280,000
    Jan 16, 2026
  3. Price reduced$270,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
116
Subdivision
Highland Lakes
County
Pinellas
Year built
1983
Living area
1,332 sq ft
Price/sq ft
$203
Lot size
4,029 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0078G)
Garage
2 spaces
Annual taxes
$4,831 (2024)
Parcel #
05-28-16-38906-000-0640
Zoning
RPD-7.5
MLS #
TB8464907

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$172 / Monthly
Monthly HOA
$172/mo
Total monthly fees
$336/mo
Total annual fees
$4,032
HOA name
Duplex Village II HOA/Cheryl Adams
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Must own for at least 2 years before leasing.
Approval process
see attached declaration in MLS attachments for more info

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Wood Siding
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Available, Electricity Connected, Public, Water Available, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst22x14
KitchenFirst14x11
Primary BedroomFirst26x12

Listing Details

Listing date
2026-01-14
On market date
2026-01-16
Original list price
$280,000
Occupant type
Vacant
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-05-18
Tax legal description
HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 64

Location

Flood zone
X(12103C0078G)

Directions

Tampa Rd to North on Lake St. George Drive to left onto McMath to house on Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 6:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA