$849,000

12304 Boat Shell Drive

Matlacha Isles, FL 33991

Active
3
Beds
3
Baths
1,538
Sq Ft
0.12
Acres
2015
Built
WaterfrontWater accessPrivate pool$552/sqft
🏠Single Family Residence

Property type

🏗️2015

Year built

📐5,401 sqft

Lot size

📊$552

Price / sq ft

🏘️No HOA

HOA dues

📅113

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

Discover a true waterfront escape in unincorporated Matlacha Isles where quiet island living, direct Gulf access, and modern hurricane-built construction come together in one rare property. Built in 2015 to updated Florida hurricane codes, this home has already proven its strength—two of the most significant hurricanes in state history impacted the area during ownership, and there was no flooding in either storm, with only minor siding damage on the west side while the rest of the home held strong. The property sits on a deep, wide canal with no bridges, offering fast boating access to Matlacha Pass, Cayo Costa, Boca Grande, Pine Island Sound, and some of Southwest Florida’s best fishing waters. Major waterfront improvements provide long-term peace of mind, including a fully rebuilt seawall (significant investment), reinforced dock, fully serviced boat lift with updated gears and electrical, and a brand-new $7,000 canopy. Both front and rear steps were rebuilt with updated railings, enhancing durability and curb appeal. A heated pool allows year-round enjoyment, supported by a newer pool heater and automatic-fill system for easy maintenance. Inside, natural light fills the open layout with relaxing canal views from the main living spaces, creating ideal indoor-outdoor flow for entertaining, seasonal living, or full-time residence. Located in unincorporated Matlacha Isles, owners enjoy fewer municipal restrictions while being minutes from the colorful Matlacha arts district, waterfront dining, kayaking routes, and the surrounding aquatic preserves. This is a rare opportunity to own a post-2015 built, storm-resilient, Gulf-access waterfront home in one of Southwest Florida’s most distinctive boating communities.

Estimated monthly payment

Principal & interest$4,293
Property taxes$754
Home insurance (est.)$389

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history113 days on market

  1. Status: Active
    Apr 7, 2026
  2. Listed$875,000
    Jan 14, 2026
  3. Price reduced$849,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
113
Subdivision
Matlacha Isles
County
Lee
Year built
2015
Living area
1,538 sq ft
Price/sq ft
$552
Building area
3,053 sq ft (Public Records)
Lot size
5,401 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12071C0243G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$9,049 (2024)
Parcel #
18-44-23-04-00001.0220
Zoning
RSC-1
MLS #
A4678348

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Solid Surface Counters, Thermostat
Laundry
Inside
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Outdoor Grill, Outdoor Kitchen, Private Yard, Storage
Construction materials
Block, Concrete
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected

Room Details

RoomLevelDimensions
KitchenSecond
Primary BedroomSecond
Great RoomSecond

Listing Details

Listing date
2026-01-14
On market date
2026-01-14
Original list price
$875,000
Occupant type
Vacant
MLS area
33991 - Cape Coral
Listing AOR
Suncoast Tampa
Status changed
2026-04-07
Tax legal description
MATLACHA ISLES UNIT 2 BLK 1 PB 19 PG 1 LOT 22

Flood risk

High riskFEMA Zone AEPanel 12071C0243G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Pine Island to Matlacha isles community. House on Boat Shell.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 19, 2026 at 1:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA