
$312,000
8162 Terrace Garden Drive
St Petersburg, FL 33709
Listing updated: October 1, 2026 at 1:44 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRICE IMPROVEMENT! MOTIVATED SELLER CALLING FOR OFFERS! Start living the Florida dream lifestyle today in this beautifully updated, move-in ready, amazingly spacious condo in the popular Terrace Park at Five Towns active adult community in St. Petersburg! This second floor condo is located in the Cambridge building which is one of three unique villa style condo buildings in the community with tile roofs, only 8 units per building, covered carport space in front along with plenty of guest parking that can be used by residents of the building for a second vehicle! From the moment you enter this lovely condo you will appreciate the custom touches and upgrades from vinyl plank flooring, crown molding to custom millwork in multiple areas. There's even a bonus or flex room that can be an office, music room, craft room, extra space for guests, etc. The chef will love the light and bright updated kitchen with gorgeous light cabinetry, stone countertops, tile backsplash, glass front doors on some cabinets, eat in kitchen area, stainless appliances and more! The open floor plan offers a spacious living room with plush carpet open to the dining room that easily fits a table for 6 surrounded in oversized windows with views of the trees and pond. The master bedroom is a true retreat with an on suite bath that includes a built-in makeup vanity plus storage cabinets, walk-in closet with organizers and large vanity with stone countertop. The shower is a therapeutic tub and shower combination. The guest bedroom is also spacious with double closets. There are ceiling fans throughout the condo, hurricane impact windows and hurricane shutters. The building has no special assessments and one of the lowest condo fees in the community. Terrace Park at Five Towns is ideal for newcomers—friendly neighbors, endless activities, multiple pools, clubhouses, fitness centers, walking paths, and more. Your low monthly fee of $711 covers cable, internet, natural gas, water, sewer, trash, reserves, and full access to amenities. A new RV/boat/vehicle storage area is nearly ready for use as well (spaces offered for lease). Looking for a spacious, move-in-ready Florida home with resort-style living and incredible value? See this condo and community today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history182 days on market
- Status: ActiveOct 1, 2026
- Listed$350,000Jan 16, 2026
- Price reduced$312,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 182
- Subdivision
- Terrace Park Of Five Towns
- County
- Pinellas
- Year built
- 1982
- Living area
- 1,805 sq ft
- Price/sq ft
- $173
- Lot size
- 999,999 sq ft
- Lot category
- 500+ Acres
- Flood zone
- AE (12103C0184H)
- Annual taxes
- $3,832 (2025)
- Parcel #
- 36-30-15-90336-003-2040
- MLS #
- A4678346
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Natural Gas
- Cooling
- Central Air
Parking
- Parking features
- Covered, Guest
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $711/mo
- Total annual fees
- $8,532
- HOA name
- Desantis Community Management/Louis Desantis
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Other
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Tenant must be age 55 or older.
- Approval process
- Application to the HOA, interview and fees required.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 20x16 |
| Dining Room | Second | 13x9 |
| Kitchen | Second | 19x8 |
| Bonus Room | Second | 12x12 |
| Primary Bedroom | Second | 17x11 |
| Bedroom 2 | Second | 13x11 |
| Laundry | Second | 14x6 |
| Foyer | Second | 8x6 |
Listing Details
- Listing date
- 2026-01-12
- On market date
- 2026-01-16
- Original list price
- $350,000
- Occupant type
- Owner
- MLS area
- 33709 - St Pete/Kenneth City
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-10-01
- Tax legal description
- TERRACE PARK OF FIVE TOWNS NO. 26 CONDO CAMBRIDGE BLDG, UNIT 204 TOGETHER WITH THE USE OF PARKING SPACE 204
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
54th Ave N to entrance to Terrace Park at Five Towns which is 80th St. N. Drive straight through the community almost to the end and where the road curves left it becomes Terrace Garden Dr. N. Building will be on your left. Park in any guest space.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 1, 2026 at 1:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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