$312,000

8162 Terrace Garden Drive

St Petersburg, FL 33709

Active
2
Beds
2
Baths
1,805
Sq Ft
999,999
Acres
1982
Built
Waterfront55+ community999,999 acres$173/sqft360° tour

About this home

PRICE IMPROVEMENT! MOTIVATED SELLER CALLING FOR OFFERS! Start living the Florida dream lifestyle today in this beautifully updated, move-in ready, amazingly spacious condo in the popular Terrace Park at Five Towns active adult community in St. Petersburg! This second floor condo is located in the Cambridge building which is one of three unique villa style condo buildings in the community with tile roofs, only 8 units per building, covered carport space in front along with plenty of guest parking that can be used by residents of the building for a second vehicle! From the moment you enter this lovely condo you will appreciate the custom touches and upgrades from vinyl plank flooring, crown molding to custom millwork in multiple areas. There's even a bonus or flex room that can be an office, music room, craft room, extra space for guests, etc. The chef will love the light and bright updated kitchen with gorgeous light cabinetry, stone countertops, tile backsplash, glass front doors on some cabinets, eat in kitchen area, stainless appliances and more! The open floor plan offers a spacious living room with plush carpet open to the dining room that easily fits a table for 6 surrounded in oversized windows with views of the trees and pond. The master bedroom is a true retreat with an on suite bath that includes a built-in makeup vanity plus storage cabinets, walk-in closet with organizers and large vanity with stone countertop. The shower is a therapeutic tub and shower combination. The guest bedroom is also spacious with double closets. There are ceiling fans throughout the condo, hurricane impact windows and hurricane shutters. The building has no special assessments and one of the lowest condo fees in the community. Terrace Park at Five Towns is ideal for newcomers—friendly neighbors, endless activities, multiple pools, clubhouses, fitness centers, walking paths, and more. Your low monthly fee of $711 covers cable, internet, natural gas, water, sewer, trash, reserves, and full access to amenities. A new RV/boat/vehicle storage area is nearly ready for use as well (spaces offered for lease). Looking for a spacious, move-in-ready Florida home with resort-style living and incredible value? See this condo and community today!

Estimated monthly payment

$2,040/mo

Principal & interest$1,578
Property taxes$319
Home insurance (est.)$143

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history132 days on market

  1. Status: Active
    Jan 16, 2026
  2. Listed$350,000
    Jan 16, 2026
  3. Price reduced$312,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
132
Subdivision
Terrace Park Of Five Towns
County
Pinellas
Year built
1982
Living area
1,805 sq ft
Price/sq ft
$173
Lot size
999,999 sq ft
Lot category
500+ Acres
Flood zone
AE (12103C0184H)
Annual taxes
$3,832 (2025)
Parcel #
36-30-15-90336-003-2040
MLS #
A4678346

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Natural Gas
Cooling
Central Air

Parking

Parking features
Covered, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$711/mo
Total annual fees
$8,532
HOA name
Desantis Community Management/Louis Desantis
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Other
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenant must be age 55 or older.
Approval process
Application to the HOA, interview and fees required.

Exterior & Construction

Exterior features
Hurricane Shutters, Sidewalk
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomSecond20x16
Dining RoomSecond13x9
KitchenSecond19x8
Bonus RoomSecond12x12
Primary BedroomSecond17x11
Bedroom 2Second13x11
LaundrySecond14x6
FoyerSecond8x6

Listing Details

Listing date
2026-01-12
On market date
2026-01-16
Original list price
$350,000
Occupant type
Owner
MLS area
33709 - St Pete/Kenneth City
Listing AOR
Sarasota - Manatee
Status changed
2026-01-16
Tax legal description
TERRACE PARK OF FIVE TOWNS NO. 26 CONDO CAMBRIDGE BLDG, UNIT 204 TOGETHER WITH THE USE OF PARKING SPACE 204

Location

Flood zone
AE(12103C0184H)

Directions

54th Ave N to entrance to Terrace Park at Five Towns which is 80th St. N. Drive straight through the community almost to the end and where the road curves left it becomes Terrace Garden Dr. N. Building will be on your left. Park in any guest space.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 4:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA