514 Avenue C, FL514 Avenue C, FL514 Avenue C, FL
Stellar MLS
1 / 20

$579,000

514 Avenue C

Winter Haven, FL 33881

Listing updated: June 22, 2026 at 10:11 AM ET

Active
Stellar MLSListing courtesy of Bhhs Florida Properties Group · Michael Hochadel · MLS #L4958429 · Active · 863-701-2350
9
Beds
6
Baths
3,196
Sq Ft
0.26
Acres
1930
Built
$181/sqft360° tour
Quadruplex

Property type

1930

Year built

11,204 sqft

Lot size

$181

Price / sq ft

No HOA

HOA dues

150

Days on market

X

Flood zone

About this home

Virtually Staged. Rare opportunity to own a 5-unit multifamily investment property situated on an oversized lot in the rapidly growing and expanding City of Winter Haven. The property consists of three separate buildings, providing flexibility, privacy, and multiple income streams. Currently, three units are leased with one vacant unit available for immediate occupancy or additional rental income potential , air b n b options as well . Recent renovations and updates completed within the past year include a new metal roof, updated HVAC systems, and numerous interior and exterior improvements, helping minimize deferred maintenance and enhance long-term value. Located near shopping, restaurants, schools, medical facilities, and major roadways, this property is positioned in one of Central Florida's strongest and fastest-growing rental markets. The versatile layout presents numerous possibilities for investors seeking cash flow, portfolio expansion, house-hacking opportunities, or potential short-term rental and Airbnb use, subject to local regulations and buyer verification. With strong income potential, multiple buildings, recent capital improvements, and a prime Winter Haven location near attractions, employment centers, and everyday conveniences, this is a unique opportunity to acquire a well-maintained multifamily asset with both immediate income and future upside.

Local Insight

This 1930s quadruplex hits an attractive price-per-square-foot for a multi-unit income play in Winter Haven, but the age and tight 0.26-acre lot mean you're looking at meaningful deferred maintenance and limited expansion potential—factor in a professional inspection before betting on quick ROI. The no-HOA status and X flood zone are genuine pluses, but as a four-unit property, you'll want to vet the rental history and current tenant quality, since one vacant unit on this deal meaningfully impacts cash flow.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$2,928
Property taxes$278
Home insurance (est.)$265

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history150 days on market

  1. Status: Active
    Feb 19, 2026
  2. Listed$599,999
    Jan 15, 2026
  3. Price reduced$579,000

Facts & features

Property type
Residential Income
Sub type
Quadruplex
Status
Active
Days on market
150
Subdivision
Coker A B Add
County
Polk
Year built
1930
Living area
3,196 sq ft
Price/sq ft
$181
Building area
3,500 sq ft (Public Records)
Lot size
11,204 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0365G)
Annual taxes
$3,335 (2025)
Parcel #
26-28-28-596500-004030
Zoning
R-3
MLS #
L4958429

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Interior Details

Bedrooms
9
Interior features
Ceiling Fans(s), Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, Owner Financing
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Stucco
Roof
Metal
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected

Schools

ElementaryFred G. Garnier ElemGreatSchools ↗
MiddleDenison MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-01-11
On market date
2026-01-15
Original list price
$599,999
Occupant type
Tenant
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Lakeland
Status changed
2026-02-19
Tax legal description
COKER A B ADD PB 5 PG 42 IN S21/28 T28 R26 BLK 4 LOTS 3 & W 30 FT OF 4

Flood risk

Minimal riskFEMA Zone XPanel 12105C0365G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

.From the North Travel south on US-17 toward Winter Haven. As you enter the city, continue toward the downtown area. Turn right onto Central Avenue if needed to align east to west. Turn right onto 1st Street N heading south, then turn left onto Avenue C NE. Continue to 514 Avenue C NE, which will be on the right. From the South Head north on US-17 toward central Winter Haven. Continue into the downtown grid. Turn left to connect with 1st Street N, then turn left onto Avenue C NE. Proceed to 514 Avenue C NE on the right. From the East Take SR-542 Central Avenue west into Winter Haven. Turn left onto 1st Street N heading south. Turn left onto Avenue C NE and continue to 514 Avenue C NE on the right. From the West Travel east on SR-540 toward Winter Haven. Connect to US-17 and continue toward downtown. Turn right onto Central Avenue if needed, then turn right onto 1st Street N. Turn left onto Avenue C NE and continue to 514 Avenue C NE on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 22, 2026 at 10:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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