$1,099,000
3036 Christophers Watch Lane
Ruskin, FL 33570
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Significant Price Reduction! Rare opportunity to own a luxury WATERFRONT retreat with private dock at an exceptional new price. This home combines elegance, comfort, and direct water access to Tampa Bay - offering unbelievable value for the discerning buyers. This exquisite WATERFRONT home features a composite boat dock with lift, additional 32’ floating aluminum dock, and one of the few largest premium lots with an expansive 133 feet of shore line. The deep, sailboat water located within the resort community of Little Harbor is a boater’s dream with quick access to the Bay and Gulf with no lifts or bridges. Upon entering the home the first thing that greets you is the expansive, breathtaking water views from the Great Room. The home’s versatile open floor plan featuring sand colored, wood flooring is perfect for entertaining a large gathering of family and friends as well as more intimate settings. The spacious kitchen is a chef's delight with a gas cook top, quartz countertops, extensive storage cabinets with under mount lighting, pantry, and an oversized center island with plenty of inviting seating available. From the living area, the large, private lanai with outdoor kitchen and seating beckons. Enjoy the soothing water views each morning, afternoon, and evening with a beverage of your choice as the variety of birds as well as the dolphin and manatee entertain. The first floor also features the primary bedroom with an electric fireplace and ensuite bathroom, a half bath, laundry room, dining area and a flex space that can also be used as a formal dining room. As you take the stairs or choose the convenient 3-stop ELEVATOR to the second level, the additional bedrooms do not disappoint. This floor not only offers additional size in the form of a large loft, but a desirable spacious, covered terrace for enhanced, sweeping views of the waterfront and sunset skies. This premium, oversized waterfront lot is large enough for a significant sized pool. The Seller hired a certified engineer to draw plans, which were submitted and approved by the Architectural Review Board and can be shared with the home’s new owner. For the car enthusiast, with 12’ ceilings the split 3-car garage can easily accommodate twice as many cars with the addition of lifts. Additional electrical was also added to house a generator. The extensive amenities exemplify the spirit of the Florida lifestyle offering a clubhouse, fitness center, social/game rooms, pool with waterfall, tennis and pickle ball courts, bocce, an onsite white sand beach with water sports rentals, 2 restaurants, 2 marinas with Freedom Boat Club options, a playground, a newly constructed fishing pier and fishing charters. There is only "one" Little Harbor - offering an onsite beach, marinas, restaurants, a hotel, and so much more on one property. Shopping, restaurants, medical facilities, are all nearby with Tampa, St. Petersburg, and Sarasota within a 30-45 minutes drive. Even Disney World is near by within about a 90 minute drive to take advantage of "The Magic Kingdom, where dreams come true". Don’t miss this unique opportunity to enjoy the Florida Coastal lifestyle. Make your appointment to view today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history115 days on market
- Status: ActiveJan 10, 2026
- Listed$1,275,000Jan 10, 2026
- Price reduced$1,099,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 115
- Cumulative DOM
- 298
- Subdivision
- Antigua Cove Ph 1
- County
- Hillsborough
- Year built
- 2020
- Living area
- 2,807 sq ft
- Price/sq ft
- $392
- Building area
- 4,390 sq ft (Public Records)
- Lot size
- 10,324 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0651J)
- Garage
- 3 spaces
- Annual taxes
- $17,857 (2025)
- Parcel #
- U-02-32-18-953-000001-00023.0
- Zoning
- PD
- MLS #
- A4677590
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Wood
- Appliances
- Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Touchless Faucet, Washer, Water Filtration System, Water Purifier
- Interior features
- Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Elevator, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level, Garage
HOA & Financial
- HOA fee
- $140 / Monthly
- Monthly HOA
- $140/mo
- Total monthly fees
- $315/mo
- Total annual fees
- $3,780
- HOA name
- Excelsior Comm Mgmt LLC
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA to confirm lease restrictions
Exterior & Construction
- Exterior features
- Balcony, Rain Gutters, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Frame
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x19 |
| Dining Room | First | 13x17 |
| Kitchen | First | 13x18 |
| Dinette | First | 12x12 |
| Primary Bedroom | First | 15x16 |
| Bedroom 2 | Second | 12x11 |
| Bedroom 3 | Second | 12x11 |
| Loft | Second | 13x19 |
Listing Details
- Listing date
- 2026-01-10
- On market date
- 2026-01-10
- Original list price
- $1,275,000
- Occupant type
- Owner
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-01-10
- Tax legal description
- ANTIGUA COVE PHASE 1 LOT 23 BLOCK 1
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I75 to Exit 240 towards Ruskin. Right on US Hwy 41. Left at the light Shell Pt. Rd. Right on 32nd St into Little Harbor. At the stop sign continue straight, following the road through the gate. Left at the round about - second exit onto Christophers Watch Lane. House will be on the cul de sac bearing left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 5, 2026 at 10:25 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA