6307 Cottonwood Lane, FL
Stellar MLS

$765,000

6307 Cottonwood Lane

Apollo Beach, FL 33572

Active
3
Beds
2
Baths
1,636
Sq Ft
0.22
Acres
1974
Built
WaterfrontWater accessPrivate pool$468/sqft
Single Family Residence

Property type

1974

Year built

9,375 sqft

Lot size

$468

Price / sq ft

No HOA

HOA dues

142

Days on market

2

Garage spaces

AE

Flood zone

About this home

Tropical Waterfront Oasis - Private Pool + 75' of Sea Wall, quick easy access to Tampa Bay! No HOA! Step into your very own tropical paradise in the vibrant boating community of Apollo Beach! This beautifully updated 3-bedroom, 2-bathroom home offers a serene escape with breathtaking water views and the exciting opportunity to build your own custom dock for easy access to the beautiful waters of Tampa Bay. Surrounded by swaying palm trees, this property features a massive, fully screened-in private pool area, perfect for soaking up the sun or hosting unforgettable gatherings. With four sliding glass doors that seamlessly connect the indoor and outdoor spaces, you can enjoy the gentle ocean breeze and tropical ambiance at every turn. Enjoy peace of mind with a newly installed roof (December 2025), along with modern updates including freshly restained cabinets and all new appliances. The clever sliding kitchen window opens to an exterior counter, making it effortless to savor meals and drinks by the pool without missing a beat. This tropical oasis also includes a spacious 2-car garage, a sprinkler system, and extra storage space. With no HOA or CDD fees, you have the freedom to fully embrace the coastal lifestyle. Immerse yourself in this large boating community where outdoor water sports are everywhere and create lifelong memories in your slice of paradise. Don't miss out on this incredible opportunity to live the ultimate Florida dream!

Local Insight

You're looking at a waterfront property in an AE flood zone, which means flood insurance will be mandatory and likely substantial—factor that into your true cost of ownership beyond the $765k price tag. The 1974 construction and modest 1,636 sqft footprint on a tight 0.22-acre lot mean you're really paying for water access and the pool rather than living space, so this works best if waterfront living is non-negotiable for you. At $468/sqft with no HOA, it's competitively priced for the area, but get a thorough inspection on the structure's age and verify what elevation work or flood mitigation upgrades have been done.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,868
Property taxes$294
Home insurance (est.)$351

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history142 days on market

  1. Status: Active
    Jan 14, 2026
  2. Listed$799,999
    Jan 14, 2026
  3. Price reduced$765,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
142
Subdivision
Apollo Beach Unit 13 Pt 1 Re
County
Hillsborough
Year built
1974
Living area
1,636 sq ft
Price/sq ft
$468
Building area
2,775 sq ft (Public Records)
Lot size
9,375 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0493J)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,528 (2024)
Parcel #
U-20-31-19-1TF-000270-00015.0
Zoning
RSC-6
MLS #
TB8462311

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters, Sliding Doors, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x18
Bathroom 1First12x6
Living RoomFirst13x17
Family RoomFirst20x18
KitchenFirst9x12
Bedroom 2First13x13
Bedroom 3First12x11

Listing Details

Listing date
2026-01-13
On market date
2026-01-14
Original list price
$799,999
Occupant type
Vacant
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-01-14
Tax legal description
APOLLO BEACH UNIT 13 PART 1 RESUBDIVISION LOT 15 BLOCK 270

Flood risk

High riskFEMA Zone AEPanel 12057C0493J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 take Big Bend Rd exit West. Turn Left on US 41. Turn Right on Apollo Beach Blvd. Turn Left on Lake Sunrise Dr. Turn Left on Bal Harbour Dr. Turn Left on Cottonwood Ln. 6307 Cottonwood Ln on Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 6:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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