$765,000
6307 Cottonwood Lane
Apollo Beach, FL 33572
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Tropical Waterfront Oasis - Private Pool + 75' of Sea Wall, quick easy access to Tampa Bay! No HOA! Step into your very own tropical paradise in the vibrant boating community of Apollo Beach! This beautifully updated 3-bedroom, 2-bathroom home offers a serene escape with breathtaking water views and the exciting opportunity to build your own custom dock for easy access to the beautiful waters of Tampa Bay. Surrounded by swaying palm trees, this property features a massive, fully screened-in private pool area, perfect for soaking up the sun or hosting unforgettable gatherings. With four sliding glass doors that seamlessly connect the indoor and outdoor spaces, you can enjoy the gentle ocean breeze and tropical ambiance at every turn. Enjoy peace of mind with a newly installed roof (December 2025), along with modern updates including freshly restained cabinets and all new appliances. The clever sliding kitchen window opens to an exterior counter, making it effortless to savor meals and drinks by the pool without missing a beat. This tropical oasis also includes a spacious 2-car garage, a sprinkler system, and extra storage space. With no HOA or CDD fees, you have the freedom to fully embrace the coastal lifestyle. Immerse yourself in this large boating community where outdoor water sports are everywhere and create lifelong memories in your slice of paradise. Don't miss out on this incredible opportunity to live the ultimate Florida dream!
Local Insight
You're looking at a waterfront property in an AE flood zone, which means flood insurance will be mandatory and likely substantial—factor that into your true cost of ownership beyond the $765k price tag. The 1974 construction and modest 1,636 sqft footprint on a tight 0.22-acre lot mean you're really paying for water access and the pool rather than living space, so this works best if waterfront living is non-negotiable for you. At $468/sqft with no HOA, it's competitively priced for the area, but get a thorough inspection on the structure's age and verify what elevation work or flood mitigation upgrades have been done.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history142 days on market
- Status: ActiveJan 14, 2026
- Listed$799,999Jan 14, 2026
- Price reduced$765,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 142
- Subdivision
- Apollo Beach Unit 13 Pt 1 Re
- County
- Hillsborough
- Year built
- 1974
- Living area
- 1,636 sq ft
- Price/sq ft
- $468
- Building area
- 2,775 sq ft (Public Records)
- Lot size
- 9,375 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0493J)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,528 (2024)
- Parcel #
- U-20-31-19-1TF-000270-00015.0
- Zoning
- RSC-6
- MLS #
- TB8462311
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x18 |
| Bathroom 1 | First | 12x6 |
| Living Room | First | 13x17 |
| Family Room | First | 20x18 |
| Kitchen | First | 9x12 |
| Bedroom 2 | First | 13x13 |
| Bedroom 3 | First | 12x11 |
Listing Details
- Listing date
- 2026-01-13
- On market date
- 2026-01-14
- Original list price
- $799,999
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-01-14
- Tax legal description
- APOLLO BEACH UNIT 13 PART 1 RESUBDIVISION LOT 15 BLOCK 270
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 take Big Bend Rd exit West. Turn Left on US 41. Turn Right on Apollo Beach Blvd. Turn Left on Lake Sunrise Dr. Turn Left on Bal Harbour Dr. Turn Left on Cottonwood Ln. 6307 Cottonwood Ln on Left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 6:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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