6344 Cottonwood Lane, FL
Stellar MLS

$889,000

6344 Cottonwood Lane

Apollo Beach, FL 33572

Active
3
Beds
2
Baths
2,059
Sq Ft
0.19
Acres
1977
Built
WaterfrontWater accessPrivate pool$432/sqft
Single Family Residence

Property type

1977

Year built

8,136 sqft

Lot size

$432

Price / sq ft

No HOA

HOA dues

84

Days on market

2

Garage spaces

AE

Flood zone

About this home

One or more photo(s) has been virtually staged. Experience luxury living on the water in this stunning, recently renovated ranch-style residence. From the moment you arrive, a pavered circular driveway and lush landscaping welcomes you to an open, entertainer-friendly layout with stunning water views. This home showcases a brand-new kitchen with white cabinetry, a generous island, breakfast bar, new Frigidaire stainless steel appliances, complemented by energy-efficient upgrades including New PGT windows and sliders. The home also features full accordion- style hurricane shutters that fully close down the entire home as added home security while away or during any seasons of concern. The split-bedroom floor plan offers maximum privacy, while the master suite features pool and canal views, abundant natural light, and an upgraded bathroom with a doorless walk in spa feeling shower. Note it is easy to convert the home back to a 4 bedroom home for the family looking for more bedroom space versus open common living space. Plantation shutters and crown molding throughout add a refined touch. Other upgrades include; newer A/C, a newer water heater, and full home re-plumbing. Outside, the highlights continue with an expansive under-roof full paver patio with fully pavered pool area. Walk right out to your boat in your backyard with a 13,000 lb boat lift for your boating days ahead. The property sits on a deep-water canal at the top end for wide open access and breathtaking views. Conveniently located across from our local waterfront restaurants and a gas pumped marina. Located at the end of a Cul-D-Sac with low traffic for the young families, Mature palm trees and all-new landscape beds further enhance the curb appeal. Best of all, there is no HOA and no CDD. Ready to make your waterfront dreams a reality? Call today to schedule your private tour!

Estimated monthly payment

Principal & interest$4,495
Property taxes$841
Home insurance (est.)$407

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history84 days on market

  1. Status: Active
    Feb 2, 2026
  2. Listed$899,000
    Feb 2, 2026
  3. Price reduced$889,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
84
Subdivision
Apollo Beach Unit 13 Pt 1 Re
County
Hillsborough
Year built
1977
Living area
2,059 sq ft
Price/sq ft
$432
Building area
2,996 sq ft (Public Records)
Lot size
8,136 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0493J)
Garage
2 spaces
Pool
Private pool
Annual taxes
$10,092 (2025)
Parcel #
U-20-31-19-1TF-000272-00009.0
Zoning
RSC-6
MLS #
TB8471698

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Solid Wood Cabinets
Laundry
Inside
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors, Sprinkler Metered
Construction materials
Block
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public

Community

Pets allowed
Yes

Schools

ElementaryApollo Beach-HBGreatSchools ↗
MiddleEisenhower-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-02-02
On market date
2026-02-02
Original list price
$899,000
Occupant type
Vacant
MLS area
33572 - Apollo Beach / Ruskin
Listing AOR
Suncoast Tampa
Status changed
2026-02-02
Tax legal description
APOLLO BEACH UNIT 13 PART 1 RESUBDIVISION LOT 9 BLOCK 272

Flood risk

High riskFEMA Zone AEPanel 12057C0493J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head toward Pembroke Rd. Turn right onto Elsberry Rd. Turn left onto Central Blvd. Turn right at the 1st cross street onto Apollo Beach Blvd. Turn left onto Lake Sunrise Dr. Turn left onto Bal Harbour Dr. Turn right at the 3rd cross street onto Cottonwood Ln.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 27, 2026 at 5:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA