3947 46th Terrace, FL3947 46th Terrace, FL3947 46th Terrace, FL
Stellar MLS
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$250,000

3947 46th Terrace

Ocala, FL 34482

Listing updated: June 1, 2026 at 9:51 AM ET

Active
Stellar MLSListing courtesy of Re/Max Signature · Stephanie Cathey · MLS #V4946487 · Active · 386-236-0760
2
Beds
2
Baths
1,454
Sq Ft
0.14
Acres
2019
Built
$172/sqft360° tour
Single Family Residence

Property type

2019

Year built

6,098 sqft

Lot size

$172

Price / sq ft

$528/mo

HOA dues

129

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this thoughtfully designed 1,454 sq. ft. residence tucked away on a quiet cul-de-sac in the highly sought-after 55+ section of Ocala Preserve. From the moment you step inside, the smart, seamless floor plan shines—maximizing every square foot to create a home that feels open, efficient, and comfortably spacious. Tile flooring anchors the main living areas, while plush carpeting in the bedrooms and den adds warmth and everyday comfort. The expansive lanai stretches the full width of the home and overlooks a generous backyard framed by a privacy wall, offering the perfect backdrop for morning coffee, evening relaxation, or effortless entertaining. All appliances are included, and the home is offered partially furnished, making your move-in experience simple and stress-free. With no CDD fees, this property delivers outstanding value along with low ongoing costs. Beyond the home itself, residents enjoy a vibrant, resort-style lifestyle with access to championship golf, bocce ball, pickleball and tennis courts, a state-of-the-art fitness center, an on-site restaurant and spa, and a wide array of member-led clubs and activities. This is more than just a home—it’s an opportunity to enjoy comfort, connection, and an amenity-rich lifestyle in one of Ocala’s most desirable active adult communities.

Local Insight

At $172/sqft for a 2019 build in a newer subdivision with no flood risk, this is reasonably priced for what you're getting, but the $528 monthly HOA on a modest 1,454-sqft home is a real cost factor to weigh—that's over $6,300 annually on top of mortgage and taxes. The tight 0.14-acre lot and two-bedroom layout work best for a single person, couple, or remote worker who doesn't need equestrian space; if you're drawn to Ocala for the horse farms and springs lifestyle, you'd likely outgrow this property pretty quickly and want acreage instead. This is fundamentally a low-maintenance, affordable entry point to the area, not an investment play, so make sure the subdivision amenities and community actually appeal to you before committing to that recurring HOA burden.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$1,264
Property taxes$342
Home insurance (est.)$115
HOA dues$528

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history129 days on market

  1. Status: Active
    Jun 1, 2026
  2. Listed$270,000
    Jan 12, 2026
  3. Price reduced$250,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
129
Cumulative DOM
484
Subdivision
Ocala Preserve Ph 2
County
Marion
Year built
2019
Living area
1,454 sq ft
Price/sq ft
$172
Building area
2,260 sq ft (Public Records)
Lot size
6,098 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0502E)
Garage
2 spaces
Annual taxes
$4,103 (2025)
Parcel #
1368-1067-00
Zoning
PUD
MLS #
V4946487

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Eat-in Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$1,584 / Quarterly
Monthly HOA
$528/mo
Total monthly fees
$528/mo
Total annual fees
$6,335
HOA name
Ocala Preserve
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
per hoa
Approval process
per hoa

Exterior & Construction

Exterior features
Private Yard, Sidewalk, Sliding Doors, Tennis Court(s)
Construction materials
Cement Siding
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Bedroom 2First
Living RoomFirst

Listing Details

Listing date
2026-01-12
On market date
2026-01-12
Original list price
$270,000
Occupant type
Owner
MLS area
34482 - Ocala
Listing AOR
West Volusia
Status changed
2026-06-01
Tax legal description
SEC 34 TWP 14 RGE 21 PLAT BOOK 012 PAGE 102 OCALA PRESERVE PHASE 2 LOT 1067

Flood risk

Minimal riskFEMA Zone XPanel 12083C0502E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Exit 354 for US-27 / Hwy 27 toward Ocala. Head west on Hwy 27 for about 1.5 miles. You'll see the main entrance to Ocala Preserve on your right — turn right into Ocala Preserve's front entrance. Go through the guard gate and continue straight. At the 4-way stop, turn right onto NW 35th Lane Road. Continue about 0.9 miles Turn right onto NW 46th Terrace. 3947 on left

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 9:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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