$199,900
285 Lake Street
Umatilla, FL 32784
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Auction Property. Auction date 05/30/2026 08:00 CST - 06/02/2026 15:00 CST Fantastic 3-bedroom, 2-bath home with no HOA. This property features a spacious fenced backyard ideal for family gatherings, along with a storage building perfect for lawn equipment or a workshop. Conveniently located within walking distance to downtown Umatilla, schools, restaurants, and a family park, this home also provides easy access to the Ocala National Forest and multiple area lakes for boating, skiing, sailing, and exceptional bass fishing. This is a must-see property, it will not last long.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history155 days on market
- Status: ActiveDec 24, 2025
- Listed$234,900Dec 24, 2025
- Price reduced$199,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 155
- Subdivision
- Umatilla Kristin Terrace
- County
- Lake
- Year built
- 1984
- Living area
- 1,380 sq ft
- Price/sq ft
- $145
- Building area
- 1,428 sq ft (Public Records)
- Lot size
- 9,975 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12069C0220E)
- Annual taxes
- $4,340 (2025)
- Parcel #
- 13-18-26-0450-000-00200
- Zoning
- R-10
- MLS #
- O6369421
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Concrete, Laminate, Tile
- Appliances
- Dishwasher, Range
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Please verify all lease restrictions with the City of Umatilla
- Approval process
- Please verify lease approval process
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x18 |
| Kitchen | First | 9x15 |
| Primary Bedroom | First | 13x15 |
| Bedroom 2 | First | 12x15 |
| Bedroom 3 | First | 12x10 |
| Bonus Room | First | 17x11 |
Listing Details
- Listing date
- 2025-12-24
- On market date
- 2025-12-24
- Original list price
- $234,900
- Occupant type
- Vacant
- Special conditions
- Auction
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2025-12-24
- Tax legal description
- UMATILLA, KRISTIN TERRACE SUB LOT 2 PB 26 PG 52 ORB 1397 PG 787 ORB 1577 PG 1101
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head north on FL-19 N/N Grove St Continue to follow FL-19 N to Umatilla Turn right onto Cassady St, Turn left onto N Trowell Ave, Turn right onto E Lake St, Destination will be on the left
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 8:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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