$199,900

285 Lake Street

Umatilla, FL 32784

Active
3
Beds
2
Baths
1,380
Sq Ft
0.23
Acres
1984
Built
$145/sqft360° tour
🏠Single Family Residence

Property type

🏗️1984

Year built

📐9,975 sqft

Lot size

📊$145

Price / sq ft

🏘️No HOA

HOA dues

📅155

Days on market

🌊X

Flood zone

About this home

Auction Property. Auction date 05/30/2026 08:00 CST - 06/02/2026 15:00 CST Fantastic 3-bedroom, 2-bath home with no HOA. This property features a spacious fenced backyard ideal for family gatherings, along with a storage building perfect for lawn equipment or a workshop. Conveniently located within walking distance to downtown Umatilla, schools, restaurants, and a family park, this home also provides easy access to the Ocala National Forest and multiple area lakes for boating, skiing, sailing, and exceptional bass fishing. This is a must-see property, it will not last long.

Estimated monthly payment

Principal & interest$1,011
Property taxes$362
Home insurance (est.)$92

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history155 days on market

  1. Status: Active
    Dec 24, 2025
  2. Listed$234,900
    Dec 24, 2025
  3. Price reduced$199,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
155
Subdivision
Umatilla Kristin Terrace
County
Lake
Year built
1984
Living area
1,380 sq ft
Price/sq ft
$145
Building area
1,428 sq ft (Public Records)
Lot size
9,975 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12069C0220E)
Annual taxes
$4,340 (2025)
Parcel #
13-18-26-0450-000-00200
Zoning
R-10
MLS #
O6369421

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Concrete, Laminate, Tile
Appliances
Dishwasher, Range
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Please verify all lease restrictions with the City of Umatilla
Approval process
Please verify lease approval process

Exterior & Construction

Exterior features
Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected

Community

Pets allowed
Yes

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x18
KitchenFirst9x15
Primary BedroomFirst13x15
Bedroom 2First12x15
Bedroom 3First12x10
Bonus RoomFirst17x11

Listing Details

Listing date
2025-12-24
On market date
2025-12-24
Original list price
$234,900
Occupant type
Vacant
Special conditions
Auction
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Orlando Regional
Status changed
2025-12-24
Tax legal description
UMATILLA, KRISTIN TERRACE SUB LOT 2 PB 26 PG 52 ORB 1397 PG 787 ORB 1577 PG 1101

Flood risk

Minimal riskFEMA Zone XPanel 12069C0220E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head north on FL-19 N/N Grove St Continue to follow FL-19 N to Umatilla Turn right onto Cassady St, Turn left onto N Trowell Ave, Turn right onto E Lake St, Destination will be on the left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 8:57 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA