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$320,000

642 Vista Oaks Way

Davenport, FL 33837

Listing updated: August 6, 2026 at 2:47 AM ET

Active

Listing courtesy of Keller Williams Realty At The Lakes · Nancy Lanzillo · MLS #S5139597 · Active · 407-566-1800

Beds

Baths

1,781

Sq Ft

0.14

Acres

2002

Built

◆55+ community◆$180/sqft

Single Family Residence

Property type

2002

Year built

6,020 sqft

Lot size

$180

Price / sq ft

$230/mo

HOA dues

242

Days on market

Garage spaces

Flood zone

About this home

The Favorite - RidgeDale 3/2 with Preferred Bay Window elevation on Conservation Lot overlooking Horse Creek has 24 kW Generac Whole-House Generator, Solid Surface Floors, Kinetico Whole-House Water Treatment System, Extended Garage and a 260 SF North-Facing Covered & Screened Lanai, located just 0.4 miles from the High Vista 55+ private clubhouse and amenity center.

Estimated monthly payment

Principal & interest$1,618

Property taxes$273

Home insurance (est.)$147

HOA dues$230

Down payment

20%

$64,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history242 days on market

Status: Active
Dec 7, 2025
Listed$324,000
Dec 7, 2025
Price reduced$320,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 242
Subdivision: Ridgewood Lakes Village 06
County: Polk
Year built: 2002
Living area: 1,781 sq ft
Price/sq ft: $180
Building area: 2,577 sq ft (Appraiser)
Lot size: 6,020 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0240G)
Garage: 2 spaces
Annual taxes: $3,272 (2025)
Parcel #: 27-26-33-710009-000350
Zoning: PUD
MLS #: S5139597

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl, Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Electric, Heat Pump
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener, Off Street, Oversized

HOA & Financial

HOA fee: $230 / Monthly
Monthly HOA: $230/mo
Total monthly fees: $301/mo
Total annual fees: $3,610
HOA name: Lissette Negron
CDD: No
Homestead exemption: Yes
Min lease term: 6 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: Minimum rental period is 6 months. At least one resident or tenant must be age 55+, all other residents or tenants must be age 40+. If property will be rented, copy of lease must be provided to HOA with complete HOA application.
Approval process: Submit complete HOA application with photo ID for proof of age, buyer-signed CC&R's document and completed pet registration form.

Exterior & Construction

Exterior features: Rain Gutters, Sliding Doors
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Propane, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Number Limit, Size Limit, Yes
Senior community: Yes

Room Details

Room	Level	Dimensions
Great Room	First	28x14
Kitchen	First	28x11
Primary Bedroom	First	14x13
Primary Bathroom	First	12x12
Bedroom 2	First	16x12
Bedroom 3	First	12x10
Bathroom 2	First	8x5
Laundry	First	8x6
Balcony/Porch/Lanai	First	13x20

Listing Details

Listing date: 2025-12-07
On market date: 2025-12-07
Original list price: $324,000
Occupant type: Owner
MLS area: 33837 - Davenport
Listing AOR: Osceola
Status changed: 2025-12-07
Tax legal description: RIDGEWOOD LAKES VILLAGE 6 PB 115 PGS 28 & 29 LOT 35

Flood risk

Minimal riskFEMA Zone XPanel 12105C0240G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-4 Exit 55, South on Rt 27, Left/East on Ridgewood Lakes Blvd, follow to end, LEFT into High Vista Village 3, STRAIGHT on Oak Hammock Drive, RIGHT on Vista Oaks Way, property on LEFT. NOTE - DO NOT FOLLOW GPS instructions via Forest Lake Drive - that entrance is only for homeowners with vehicle transponders.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 6, 2026 at 2:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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