642 Vista Oaks Way, FL
Stellar MLS

$324,000

642 Vista Oaks Way

Davenport, FL 33837

Listing updated: May 8, 2026 at 7:49 PM ET

Active
3
Beds
2
Baths
1,781
Sq Ft
0.14
Acres
2002
Built
55+ community$182/sqft360° tour
Single Family Residence

Property type

2002

Year built

6,020 sqft

Lot size

$182

Price / sq ft

$230/mo

HOA dues

152

Days on market

2

Garage spaces

X

Flood zone

About this home

The Favorite - RidgeDale 3/2 with Preferred Bay Window elevation on Conservation Lot overlooking Horse Creek has 24 kW Generac Whole-House Generator, Solid Surface Floors, Kinetico Whole-House Water Treatment System, Extended Garage and a 260 SF North-Facing Covered & Screened Lanai, located just 0.4 miles from the High Vista 55+ private clubhouse and amenity center. 12 FT ceiling in central Great Room with a wall of patio doors to lanai and patio. Eat-in kitchen has breakfast bar, pantry, desk, broom closet and vaulted ceiling. Cathedral ceiling in primary en suite bedroom with walk-in and linen closets. Split bedroom design offers two guest bedrooms with a full bath and linen closet nestled between them. Corridor laundry room to garage has utility sink and closet. 2017 roof, 2020 water heater, newer sinks in both bathrooms, newer front storm door with integrated screen and some newer ceiling fans. Garage has sliding screens, pull-down ladder access to attic. Garage refrigerator is reserved. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $230 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12,000 SF private High Vista clubhouse and amenities. $425 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with The Nest restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.

Estimated monthly payment

Principal & interest$1,638
Property taxes$273
Home insurance (est.)$149
HOA dues$230

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history152 days on market

  1. Status: Active
    Dec 7, 2025
  2. Listed$324,000
    Dec 7, 2025
  3. Price increased$324,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
152
Subdivision
Ridgewood Lakes Village 06
County
Polk
Year built
2002
Living area
1,781 sq ft
Price/sq ft
$182
Building area
2,577 sq ft (Appraiser)
Lot size
6,020 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0240G)
Garage
2 spaces
Annual taxes
$3,272 (2025)
Parcel #
27-26-33-710009-000350
Zoning
PUD
MLS #
S5139597

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Off Street, Oversized

HOA & Financial

HOA fee
$230 / Monthly
Monthly HOA
$230/mo
Total monthly fees
$301/mo
Total annual fees
$3,610
HOA name
Lissette Negron
CDD
No
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Minimum rental period is 6 months. At least one resident or tenant must be age 55+, all other residents or tenants must be age 40+. If property will be rented, copy of lease must be provided to HOA with complete HOA application.
Approval process
Submit complete HOA application with photo ID for proof of age, buyer-signed CC&R's document and completed pet registration form.

Exterior & Construction

Exterior features
Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Propane, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit, Size Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Great RoomFirst28x14
KitchenFirst28x11
Primary BedroomFirst14x13
Primary BathroomFirst12x12
Bedroom 2First16x12
Bedroom 3First12x10
Bathroom 2First8x5
LaundryFirst8x6
Balcony/Porch/LanaiFirst13x20

Listing Details

Listing date
2025-12-07
On market date
2025-12-07
Original list price
$324,000
Occupant type
Owner
MLS area
33837 - Davenport
Listing AOR
Osceola
Status changed
2025-12-07
Tax legal description
RIDGEWOOD LAKES VILLAGE 6 PB 115 PGS 28 & 29 LOT 35

Flood risk

Minimal riskFEMA Zone XPanel 12105C0240G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-4 Exit 55, South on Rt 27, Left/East on Ridgewood Lakes Blvd, follow to end, LEFT into High Vista Village 3, STRAIGHT on Oak Hammock Drive, RIGHT on Vista Oaks Way, property on LEFT. NOTE - DO NOT FOLLOW GPS instructions via Forest Lake Drive - that entrance is only for homeowners with vehicle transponders.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 7:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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