$650,000
2486 Harbour Cove Drive
Hutchinson Island, FL 34949
Listing updated: June 5, 2026 at 10:09 AM ET
Property type
Year built
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
AMAZING waterfront opportunity! This Beautiful 2-story end-unit townhome with sweeping Intracoastal views on North Hutchinson Island. impact windows throughout & all balconies upgraded with composite decking. Featuring 3 bedrooms, 2.5 baths, and a one-car garage, this turnkey home includes a 30' boat slip with boat lift and offers one of the best southeast water views in the community. Move-in ready and designed for relaxation—enjoy the sparkling pool, outdoor BBQ & pet-friendly Community. Minutes To Ft. Pierce Inlet. Make Harbour Cove your own South Florida waterfront retreat!
Local Insight
At $365/sqft for a 1990 townhouse on Hutchinson Island, you're paying a reasonable premium for direct water access in a desirable beach community, though the 34-year-old construction means you should budget for potential updates to systems and finishes. The $380 monthly HOA is solid for a property with shared amenities and waterfront maintenance, but verify what flood insurance will actually run you in Zone 12111 before committing—that's a significant ongoing cost that can catch buyers off guard. The water view and access are genuine draws here, so the real question is whether the bones of this unit justify the price, especially if you're comparing to newer construction further inland.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history187 days on market
- Status: ActiveJun 5, 2026
- Listed$725,000Nov 22, 2025
- Price reduced$650,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 187
- Subdivision
- Coral Cove Beach Section 1
- County
- St Lucie
- Year built
- 1990
- Living area
- 1,780 sq ft
- Price/sq ft
- $365
- Building area
- 2,508 sq ft (Public Records)
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- 12111
- Garage
- 1 spaces
- Annual taxes
- $10,760 (2025)
- Parcel #
- 142570100642709
- Zoning
- RES
- MLS #
- O6362774
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer
- Interior features
- Ceiling Fans(s), PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $380 / Monthly
- Monthly HOA
- $380/mo
- Total monthly fees
- $380/mo
- Total annual fees
- $4,560
- HOA name
- Elite Mgmt Group
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 30 Days minimum
- Approval process
- Application process
Exterior & Construction
- Exterior features
- Balcony, Hurricane Shutters, Lighting, Sliding Doors
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Other
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Sewer Available, Water Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | 11x13 |
| Kitchen | First | 14x10 |
| Living Room | First | 16x13 |
| Primary Bedroom | Second | 15x13 |
| Bedroom 2 | Second | 11x9 |
| Bedroom 3 | Second | 21x11 |
Listing Details
- Listing date
- 2025-11-21
- On market date
- 2025-11-22
- Original list price
- $725,000
- Occupant type
- Vacant
- MLS area
- 34949 - Fort Pierce
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-05
- Tax legal description
- CORAL COVE BEACH-SECTION ONE- THAT PART OF TRACT B AKA HARBOURCOVE UNIT 27 MPDAF: FROM INT OF C/L BIMINI DR AND N LI OF 100 FT R/W A1A RUN N 87 DEG 08 MIN 47 SEC W ALG N R/W A1A 125 FT, TH RUN N 02 DEG 51 MIN 13 SEC E 256.67 FT, TH N 87 DEG 29 MIN 21 SEC W 9.60 FT TO POB, TH S 02 DEG30 MIN 39 SEC W 11.45 FT, TH N 87DEG 29 MIN 21 SEC W 6.64 FT, TH S02 DEG 30 MIN 39 SEC W 6.42 FT, TH S 48 DEG 28 MIN 41 SEC W 4.68 FT, TH N 87 DEG 29 MIN 21 SEC W 42.08 FT, TH N 02 DEG 30 MIN 39 SEC E 19.15 FT, TH N 87 DEG 29 MIN 21 SEC W 1.99 FT, TH N02 DEG 30 MIN 39 SEC E 0.35 FT, TH S 87 DEG 29 MIN 21 SEC E 33.42 FT, TH N 02 DEG 30 MIN 39 SEC E 1.62 FT, TH S 87 DEGF 29 MIN 21 SEC E 20.65 FT TO POB
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US1 South, Left onto North Causeway Bridge Proceed onto Shorewinds Dr. East, Over Little Jim's Bridge, Harbour Cove is on Left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 5, 2026 at 10:09 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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