2486 Harbour Cove Drive, FL
Stellar MLS

$650,000

2486 Harbour Cove Drive

Hutchinson Island, FL 34949

Listing updated: June 5, 2026 at 10:09 AM ET

Active
3
Beds
3
Baths
1,780
Sq Ft
0
Acres
1990
Built
Water viewWater access$365/sqft360° tour
Townhouse

Property type

1990

Year built

$365

Price / sq ft

$380/mo

HOA dues

187

Days on market

1

Garage space

12111

Flood zone

About this home

AMAZING waterfront opportunity! This Beautiful 2-story end-unit townhome with sweeping Intracoastal views on North Hutchinson Island. impact windows throughout & all balconies upgraded with composite decking. Featuring 3 bedrooms, 2.5 baths, and a one-car garage, this turnkey home includes a 30' boat slip with boat lift and offers one of the best southeast water views in the community. Move-in ready and designed for relaxation—enjoy the sparkling pool, outdoor BBQ & pet-friendly Community. Minutes To Ft. Pierce Inlet. Make Harbour Cove your own South Florida waterfront retreat!

Local Insight

At $365/sqft for a 1990 townhouse on Hutchinson Island, you're paying a reasonable premium for direct water access in a desirable beach community, though the 34-year-old construction means you should budget for potential updates to systems and finishes. The $380 monthly HOA is solid for a property with shared amenities and waterfront maintenance, but verify what flood insurance will actually run you in Zone 12111 before committing—that's a significant ongoing cost that can catch buyers off guard. The water view and access are genuine draws here, so the real question is whether the bones of this unit justify the price, especially if you're comparing to newer construction further inland.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$3,287
Property taxes$897
Home insurance (est.)$298
HOA dues$380

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history187 days on market

  1. Status: Active
    Jun 5, 2026
  2. Listed$725,000
    Nov 22, 2025
  3. Price reduced$650,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
187
Subdivision
Coral Cove Beach Section 1
County
St Lucie
Year built
1990
Living area
1,780 sq ft
Price/sq ft
$365
Building area
2,508 sq ft (Public Records)
Lot size
0 sq ft
Lot category
Non-Applicable
Flood zone
12111
Garage
1 spaces
Annual taxes
$10,760 (2025)
Parcel #
142570100642709
Zoning
RES
MLS #
O6362774

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer
Interior features
Ceiling Fans(s), PrimaryBedroom Upstairs, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$380 / Monthly
Monthly HOA
$380/mo
Total monthly fees
$380/mo
Total annual fees
$4,560
HOA name
Elite Mgmt Group
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
30 Days minimum
Approval process
Application process

Exterior & Construction

Exterior features
Balcony, Hurricane Shutters, Lighting, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Other
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Sewer Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Dining RoomFirst11x13
KitchenFirst14x10
Living RoomFirst16x13
Primary BedroomSecond15x13
Bedroom 2Second11x9
Bedroom 3Second21x11

Listing Details

Listing date
2025-11-21
On market date
2025-11-22
Original list price
$725,000
Occupant type
Vacant
MLS area
34949 - Fort Pierce
Listing AOR
Orlando Regional
Status changed
2026-06-05
Tax legal description
CORAL COVE BEACH-SECTION ONE- THAT PART OF TRACT B AKA HARBOURCOVE UNIT 27 MPDAF: FROM INT OF C/L BIMINI DR AND N LI OF 100 FT R/W A1A RUN N 87 DEG 08 MIN 47 SEC W ALG N R/W A1A 125 FT, TH RUN N 02 DEG 51 MIN 13 SEC E 256.67 FT, TH N 87 DEG 29 MIN 21 SEC W 9.60 FT TO POB, TH S 02 DEG30 MIN 39 SEC W 11.45 FT, TH N 87DEG 29 MIN 21 SEC W 6.64 FT, TH S02 DEG 30 MIN 39 SEC W 6.42 FT, TH S 48 DEG 28 MIN 41 SEC W 4.68 FT, TH N 87 DEG 29 MIN 21 SEC W 42.08 FT, TH N 02 DEG 30 MIN 39 SEC E 19.15 FT, TH N 87 DEG 29 MIN 21 SEC W 1.99 FT, TH N02 DEG 30 MIN 39 SEC E 0.35 FT, TH S 87 DEG 29 MIN 21 SEC E 33.42 FT, TH N 02 DEG 30 MIN 39 SEC E 1.62 FT, TH S 87 DEGF 29 MIN 21 SEC E 20.65 FT TO POB

Flood risk

Zone 12111FEMA Zone 12111

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US1 South, Left onto North Causeway Bridge Proceed onto Shorewinds Dr. East, Over Little Jim's Bridge, Harbour Cove is on Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 5, 2026 at 10:09 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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