$528,998
245 Stebbins Terrace
Port Charlotte, FL 33952
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
HUGE PRICE REDUCTION! Discover the ultimate waterfront lifestyle in this impeccably maintained 3-bedroom, 2-bath, 2,063 sq ft sailboat-water pool home in Port Charlotte, Florida, with no bridges providing direct Gulf access to Charlotte Harbor in just 4.5 minutes. Situated on an oversized 100x125 waterfront lot, this move-in-ready residence features a private 50-ft concrete dock, 10,000 lb boat lift, and quick deep-water canal access—perfect for boating and fishing enthusiasts. Bright, open-concept living flows seamlessly through French doors and triple sliders from the living room, gourmet kitchen, and luxurious primary suite to the expansive screened lanai with sparkling 28x18 heated swimming pool. The spa-like primary bath features a glass-enclosed Mr. Steam shower, a dual-sink granite vanity, and a smart toilet with a bidet. Additional highlights include an attached 2-car garage and a 2-car carport. Serene canal views from multiple rooms, a completely covered outdoor entertaining area, and a newer roof (2023) for peace of mind. Conveniently located minutes from the Port Charlotte Beach Park, Sunseeker Resort, Downtown Punta Gorda, shopping, dining, and entertainment, and world-class tarpon fishing, this rare no-bridge waterfront pool home with exceptional dockage delivers true Southwest Florida living at its finest. Schedule your private showing today—this gem won’t last long!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history181 days on market
- Status: ActiveMay 28, 2026
- Listed$565,000Nov 22, 2025
- Price reduced$528,998
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 181
- Subdivision
- Port Charlotte Sec 040
- County
- Charlotte
- Year built
- 1972
- Living area
- 2,063 sq ft
- Price/sq ft
- $256
- Building area
- 3,933 sq ft (Public Records)
- Lot size
- 12,502 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- 9AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $874 (2025)
- Parcel #
- 402227455008
- Zoning
- RSF3.5
- MLS #
- C7517865
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Driveway, Garage Door Opener, Off Street
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Per County Ordinances
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 5x5 |
| Living Room | First | 17x14 |
| Dining Room | First | 12x10 |
| Kitchen | First | 11x10 |
| Family Room | First | 15x12 |
| Primary Bedroom | First | 15x14 |
| Primary Bathroom | First | 10x8 |
| Bedroom 2 | First | 11x14 |
| Bedroom 3 | First | 11x13 |
| Bathroom 2 | First | 6x10 |
| Laundry | First | 7x5 |
| Balcony/Porch/Lanai | First | 55x28 |
| Balcony/Porch/Lanai | First | 21x11 |
Listing Details
- Listing date
- 2025-11-22
- On market date
- 2025-11-22
- Original list price
- $565,000
- Occupant type
- Owner
- MLS area
- 33952 - Port Charlotte
- Listing AOR
- Port Charlotte
- Status changed
- 2026-05-28
- Tax legal description
- Lot 350, Block 2091, Port Charlotte Subdivision Section Forty, according to the map or plat thereof as recorded in Plat Book 5, Page 50 A, of the Public Records of Charlotte County, Florida.
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of Tamiami Trail (US 41) and Edgewater Dr., take Edgewater Dr. West to Left on Cousley Dr., to left on Stebbins Ter. House is on the Right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 7:27 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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