10987 86th Terrace, FL
Stellar MLS

$204,900

10987 86th Terrace

Ocala, FL 34481

Listing updated: June 3, 2026 at 10:55 AM ET

Active
2
Beds
2
Baths
1,432
Sq Ft
0.16
Acres
1987
Built
55+ community$143/sqft360° tour
Single Family Residence

Property type

1987

Year built

6,970 sqft

Lot size

$143

Price / sq ft

$146/mo

HOA dues

201

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to Oak Run! This community isn’t just where you live, it’s where life happens. Come see why this home in Oak Run is where your next chapter awaits! This Magnolia 2-bedroom split floor plan is a favorite among buyers! Each bedroom is considered a master bedroom with its own private bath and large master closets. Once you arrive you will be enchanted by corner lot, the view and spaciously covered front porch to have a place for your morning coffee. Step into the home and discover an inviting open concept of the Living & Dining Room that enhances the sense of space and comfort. You will notice the combination of carpet and laminate (wood-like) flooring throughout the home and tile in both bathrooms. The Primary Master bedroom is located on the right side of home with a bay window that brings in plenty of light. Hallway with sliding doors for closet on both sides, door at the end of hallway leads to Master bath with double vanity, tub and shower combo. Bathroom door open to Living Room with Kitchen entry on right. Kitchen has dome lighting and fan, upgraded appliances, plenty of cabinet storage, tile countertop and back splash and waterproof luxury vinyl plank flooring. Next to the Kitchen is the Dining Room with a pass-through window to the Kitchen. Left side of Living room you will see the second Master Suite with walk in closet, sliding doors to Family Room, hallway with a single vanity & mirror for makeup/dressing area, door to single vanity with step in shower. Sliding Doors off Living Room to Florida Room. This room can be used for relaxing in, watching Sunday football or just reading or me time. Exit door to backyard to a concrete stone patio for entertaining those evenings with cookouts or relax and enjoy a glass of wine overlooking your private and pristine landscaping backyard.

Estimated monthly payment

Principal & interest$1,036
Property taxes$240
Home insurance (est.)$94
HOA dues$146

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history201 days on market

  1. Status: Active
    Nov 15, 2025
  2. Listed$223,500
    Nov 14, 2025
  3. Price reduced$204,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
201
Subdivision
Oak Run - Neighborhood #2
County
Marion
Year built
1987
Living area
1,432 sq ft
Price/sq ft
$143
Building area
2,104 sq ft (Public Records)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0692E)
Garage
2 spaces
Annual taxes
$2,885 (2024)
Parcel #
7002-005-010
Zoning
PUD
MLS #
OM713507

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Gas Dryer Hookup, In Garage
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$146 / Monthly
Monthly HOA
$146/mo
Total monthly fees
$146/mo
Total annual fees
$1,757
HOA name
Tanya Sappleton
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
For Leasing and Restrictions - contact Association office
Approval process
Contact Association Office

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst15.6x11.4
Bedroom 2First15.6x11.4
Living RoomFirst20x17.4
Dining RoomFirst10x9
Florida RoomFirst17.4x9.2
KitchenFirst10x8

Listing Details

Listing date
2025-11-14
On market date
2025-11-14
Original list price
$223,500
Occupant type
Owner
MLS area
34481 - Ocala
Listing AOR
Ocala - Marion
Status changed
2025-11-15
Tax legal description
SEC 36 TWP 16 RGE 20 PLAT BOOK Y PAGE 024 OAK RUN NEIGHBORHOOD 2 BLK E LOT 10

Flood risk

Minimal riskFEMA Zone XPanel 12083C0692E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West 200 to Oak Run Main Entrance - Turn Left on SW 110th Street (traffic Light) into Oak Run - check in at Guard Machine (have your License Ready) continue on Turn Left on SW 86th Ave - Turn left on SW 109th Place – At Stop Sign Turn Left on SW 109th Lane - Turn Right on SW 86th Terrace - Home is on Right Corner (10987 SW 86th Terr)

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 10:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA