$1,074,900
4592 40th Street
St Petersburg, FL 33711
Listing updated: June 30, 2026 at 6:48 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
NEVER FLOODED, OPEN-FLOORPLAN, THREE BEDROOMS, TWO BATHROOMS, IN-GROUND POOL and SPA, WATERFRONT. The previous buyer got "Cold Feet", which means they won't be enjoying this IN-GROUND POOL over the summer...but you can! This is the BEST-priced WATERFRONT POOL home in the Broadwater neighborhood! This home features THREE bedrooms, TWO bathrooms, a LARGE primary suite with WALK-IN CLOSET, and an OPEN-FLOORPLAN. The massive kitchen features stainless steel appliances, DOUBLE-OVENS, GAS RANGE, Wine-Fridge, GRANITE COUNTERTOPS, and a HUGE ISLAND perfect for entertaining. The INTERIOR LAUNDRY ROOM provides additional storage. This home offers a more PRIVATE and intimate waterfront setting, ideal for those who value seclusion and a backyard that truly feels like a retreat. Relax and entertain in your HEATED POOL and SPA with no neighboring homes looking directly into your space, creating an outdoor environment that feels more like a personal oasis than a typical waterfront property. While the waterfront footprint is more private, you still enjoy a private dock and davits that has accommodated up to a 26-ft boat with direct water access, giving you the best of both worlds: waterfront living with the added benefit of seclusion. Additional exterior features include dedicated space with ROOM TO PARK AN RV or boat parking (as as some have pointed out, a basketball court!), an increasingly rare and highly desirable convenience. With a base flood elevation of approximately 11 feet, this home has NEVER FLOODED, providing a level of peace of mind that is both valuable and increasingly difficult to find in today’s market. For those seeking a seamless transition, the home can also be offered fully FURNISHED, creating a true turnkey opportunity. Major Updates Include: Roof - 2018, HVAC - 2018, Pool - 2019, Flat roof 2026, Dock and Davits for up to 26ft boat- 2020. Priced significantly below pre-market appraisal, this property represents a rare opportunity to secure a private, move-in-ready waterfront home in one of St. Petersburg’s most desirable communities with INSTANT EQUITY!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history205 days on market
- Status: ActiveApr 24, 2026
- Listed$1,350,000Nov 13, 2025
- Price reduced$1,074,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 205
- Subdivision
- Broadwater Unit 2 Blk N
- County
- Pinellas
- Year built
- 1973
- Living area
- 2,124 sq ft
- Price/sq ft
- $506
- Building area
- 2,734 sq ft (Public Records)
- Lot size
- 11,186 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $13,367 (2025)
- Parcel #
- 03-32-16-11707-014-0020
- MLS #
- TB8446534
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with the city of St. Petersburg and Pinellas County regarding rental restrictions.
Exterior & Construction
- Exterior features
- Garden, Hurricane Shutters, Lighting, Rain Gutters, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 18x28 |
| Living Room | First | 19x25 |
| Primary Bedroom | First | 11x14 |
| Bedroom 2 | First | 11x12 |
| Bedroom 3 | First | 11x12 |
Listing Details
- Listing date
- 2025-11-09
- On market date
- 2025-11-13
- Original list price
- $1,350,000
- Occupant type
- Vacant
- MLS area
- 33711 - St Pete/Gulfport
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-24
- Tax legal description
- BROADWATER UNIT 2 BLK N BLK N, LOT 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From 34th Street S. turn WEST onto 46th Ave S. Follow to Right on 40th Street S. Home is on the corner.
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Based on information submitted to the MLS GRID as of June 30, 2026 at 6:48 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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