3971 Island Lakes Drive, FL3971 Island Lakes Drive, FL3971 Island Lakes Drive, FL
Stellar MLS
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$445,000

3971 Island Lakes Drive

Winter Haven, FL 33881

Listing updated: July 7, 2026 at 9:20 AM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Prestige · Keith St. Onge · MLS #P4936971 · Active · 863-940-4850
3
Beds
2
Baths
2,023
Sq Ft
0.36
Acres
2014
Built
WaterfrontWater accessPrivate poolFireplace$220/sqft360° tour
Single Family Residence

Property type

2014

Year built

15,494 sqft

Lot size

$220

Price / sq ft

$17/mo

HOA dues

228

Days on market

2

Garage spaces

X*

Flood zone

About this home

Priced to sell!! Bring them an offer!! Turn Key House on the North Chain of Lakes. 2023 Roof, 2022 POOL! Welcome to this pristine, beautifully maintained home in the quiet and highly desirable Island Lakes community—where there’s no through traffic and peaceful living comes naturally. Gorgeous real hardwood floors, stand up tub for the later years, huge shed and a low HOA fee. Step outside and you’ll fall in love with the vinyl-planked dock that gives you direct access to the Chain of Lakes, making it ideal for boating, fishing, and sunset cruises. Whether you prefer relaxing in the screened-in outdoor area or lounging by the sparkling pool, this home is designed for anyone who loves outdoor living. Inside, the home is in immaculate condition. It offers three bedrooms, including a spacious master suite complete with a walk-in tub for easy washing and added convenience. Every room feels well cared for, move-in ready, and prepared for its next owner to enjoy. This stunning property truly has it all—comfort, water access, serenity, and style. It’s ready and waiting for the next buyer who wants to fully embrace lakeside living.

Estimated monthly payment

Principal & interest$2,250
Property taxes$384
Home insurance (est.)$204
HOA dues$17

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history228 days on market

  1. Status: Active
    May 18, 2026
  2. Listed$499,900
    Nov 17, 2025
  3. Price reduced$445,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
228
Subdivision
Island Lakes
County
Polk
Year built
2014
Living area
2,023 sq ft
Price/sq ft
$220
Building area
2,733 sq ft (Public Records)
Lot size
15,494 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X* (12105C0355G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,603 (2024)
Parcel #
26-28-09-530005-000110
MLS #
P4936971

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Convection Oven, Dishwasher, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$50 / Quarterly
Monthly HOA
$17/mo
Total monthly fees
$17/mo
Total annual fees
$200
HOA name
Highland Community
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No short term renting allowed. The buyer and buyers agent is responsible for knowing and understanding all rental rules before purchasing.

Exterior & Construction

Exterior features
Other, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x24
Primary BedroomFirst13x21
KitchenFirst10x15
Bedroom 2First11x13
Bathroom 3First11x13

Listing Details

Listing date
2025-11-16
On market date
2025-11-17
Original list price
$499,900
Occupant type
Vacant
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Lakeland
Status changed
2026-05-18
Tax legal description
ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 11

Flood risk

Zone X*FEMA Zone X*Panel 12105C0355G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Going East on route 544 from MLK Blvd take your first left after the lake. Follow the road down, go over the canal bridge and the house is on your left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 7, 2026 at 9:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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