$419,900
3413 Gator Bay Creek Boulevard
St Cloud, FL 34772
Listing updated: June 17, 2026 at 12:51 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under contract-accepting backup offers. Don’t miss your opportunity to tour this beautiful property, perfectly located in the desirable Sawgrass Community, near shopping, dining, schools, and parks—with easy access to the Turnpike, Lake Nona, 417, and 528. Situated on over 1/4 acre at the end of a quiet cul-de-sac, this spacious home offers 4 bedrooms and 3 full bathrooms with a layout designed for both everyday living and entertaining. The welcoming double glass door entry opens into a bright and open floor plan featuring a formal dining room, formal living room, and a generous family room. The updated kitchen showcases quartz countertops, modern cabinetry, a breakfast bar, pantry, and an inviting eat-in space. A unique highlight of this home is the private guest/in-law suite, complete with its own hallway, exterior entrance, full bathroom, and spacious bedroom — separated from the main living area by a pocket door for added privacy. Two additional bedrooms share a conveniently located hall bathroom. The large primary suite features tray ceilings and an en-suite bath with a soaking tub, separate shower, and walk-in closet. Recent major upgrades add tremendous value: Roof only 2 years old, New A/C system. Solar panels will be PAID OFF at closing (Enjoy energy efficiency with no monthly solar payment!) This home is move-in ready and waiting for it's next owner to make it their own!!!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history177 days on market
- Status: PendingMay 11, 2026
- Listed$465,900Nov 13, 2025
- Price reduced$419,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 177
- Subdivision
- Sawgrass Unit 03a
- County
- Osceola
- Year built
- 2001
- Living area
- 2,151 sq ft
- Price/sq ft
- $195
- Building area
- 2,945 sq ft (Public Records)
- Lot size
- 12,240 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $3,757 (2024)
- Parcel #
- 26-26-30-0628-0001-2070
- Zoning
- SR1B
- MLS #
- S5138057
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $500 / Annually
- Monthly HOA
- $42/mo
- Total monthly fees
- $42/mo
- Total annual fees
- $500
- HOA name
- Mosaicsvc / Elizabeth D.
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Per HOA/CITY/COUNTY Rules and Regulations. Buyer and/or buyers agent to verify.
- Approval process
- Check with HOA
Exterior & Construction
- Exterior features
- French Doors, Rain Gutters
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Private
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 11x10 |
| Bedroom 3 | First | 11x10 |
| Bedroom 4 | First | 11x11 |
| Kitchen | First | 12x10 |
| Living Room | First | 17x15 |
| Primary Bathroom | First | |
| Primary Bedroom | First | 17x14 |
Listing Details
- Listing date
- 2025-11-13
- On market date
- 2025-11-13
- Original list price
- $465,900
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-11
- Tax legal description
- SAWGRASS UNIT 3A PB 12 PG 37-38 LOT 207
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
192 E To Vermont. Turn LEFT. ( Vermont becomes Canoe Creek Rd ) Turn LEFT onto Pine Tree Dr. Turn LEFT into the 3rd Sawgrass entrance. Turn RIGHT onto Gator Bay Creek Blvd. Home is on the RIGHT
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 17, 2026 at 12:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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