1285 Hilltop Place, FL

$535,000

1285 Hilltop Place

St Cloud, FL 34772

Active
4
Beds
4
Baths
3,088
Sq Ft
0.16
Acres
2021
Built
$173/sqft
🏠Single Family Residence

Property type

🏗️2021

Year built

📐6,969 sqft

Lot size

📊$173

Price / sq ft

🏘️$114/mo

HOA dues

📅65

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to this beautifully designed & tastefully decorated 4BD/3.5 bath home with 2 car garage offers 3,088 square feet of living space under air. This spacious residence features an open concept floor plan ideal for both everyday living and entertaining. The 1ST floor showcases a versatile flex room perfect for a home office, a convenient 1/2 bath, a mudroom, and a laundry room. At the heart of the home is the stunning chef’s kitchen, seamlessly flowing into the expansive family room and dining area, creating the perfect space for gatherings & entertaining. Upstairs, you’ll find a generously sized primary suite along with 2 bedrooms connected by a Jack & Jill bathroom, plus a 4th bedroom for added flexibility. A large loft provides the perfect setting for movie nights, gaming, or additional family space. The staircase has been upgraded with stylish laminate flooring, enhancing the home’s modern appeal. Step outside through the sliding glass doors to a spacious, paved backyard, ideal for outdoor entertaining, relaxing, or hosting gatherings. This gorgeous home truly offers the perfect blend of comfort, style, and functionality.

Estimated monthly payment

Principal & interest$2,705
Property taxes$510
Home insurance (est.)$245
HOA dues$114

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history65 days on market

  1. Status: Active
    Mar 25, 2026
  2. Listed$535,000
    Mar 25, 2026
  3. Price increased$535,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
65
Subdivision
Reserve At Pine Tree
County
Osceola
Year built
2021
Living area
3,088 sq ft
Price/sq ft
$173
Building area
3,556 sq ft (Builder)
Lot size
6,969 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$6,120 (2025)
Parcel #
26-26-30-0640-0001-0850
Zoning
RESIDENTIA
MLS #
O6390815

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Open Floorplan, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$114 / Monthly
Monthly HOA
$114/mo
Total monthly fees
$114/mo
Total annual fees
$1,368
HOA name
Jedi Management
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyers agent to verify lease restrictions during inspection period.

Exterior & Construction

Exterior features
Lighting, Private Yard, Rain Gutters
Construction materials
Block, Stone
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed
Breed Restrictions

Schools

ElementaryMichigan Avenue Elem (K 5)GreatSchools ↗
MiddleSt. Cloud Middle (6-8)GreatSchools ↗
High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond14x25
LoftSecond12x18
KitchenFirst14x17
Living RoomFirst25x20

Listing Details

Listing date
2026-03-25
On market date
2026-03-25
Original list price
$535,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-03-25
Tax legal description
RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 85

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Narcoossee Rd & continue onto Hickory Tree Dr, turn left onto Creekway & turn left onto Hilltop Place. Property will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 5:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA