$515,000
1285 Hilltop Place
St Cloud, FL 34772
Listing updated: June 30, 2026 at 1:06 PM ET
Listing courtesy of Real Estate Empire Group, Inc. · Carrie Castro, PA · MLS #O6390815 · Active · 305-592-1588Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Stunning & Move in Ready home offers 4BD/3.5BTH & a versatile Flex room that can serve as a 5TH BEDROOM, home office, gym, or playroom. Offering 3,088sqft of beautifully designed living space, this move in ready home blends modern style, functionality, & room for everyone. The 1ST floor features a spacious flex room, mudroom, laundry room, & guest bath. At the heart of the home is the chef inspired kitchen, connecting to the family & dining areas, making it perfect for entertaining guests. Beautiful laminate flooring on the stairwell creates an elegant transition to the 2nd level. Upstairs, you'll find a spacious primary suite, 3 additional bedrooms, including 2 connected by a Jack & Jill bathroom & a large loft ideal for a game room, home theater, or 2nd living area. Adding to the home's thoughtful design is a convenient 2nd floor laundry chute that drops directly into the 1st floor laundry room. Step outside to the paved backyard, perfect for weekend BBQs & relaxing Florida evenings. With plenty of room to add a custom pool, this outdoor space offers endless possibilities to create your own private backyard oasis & enjoy the FL lifestyle year round. Best of all, the community is NOT a CDD community and offers a low HOA fee, helping keep ownership costs affordable while maximizing value. Perfectly located just mins from Lake Nona, Medical City, Orlando Int'l Airport, premier shopping, dining, & major roadways, this home delivers the lifestyle you've been searching for without the premium price tag. If you've been looking for a home with room to grow, work from home, entertain, & create lasting memories, your search ends here.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history97 days on market
- Status: ActiveMar 25, 2026
- Listed$535,000Mar 25, 2026
- Price reduced$515,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 97
- Subdivision
- Reserve At Pine Tree
- County
- Osceola
- Year built
- 2021
- Living area
- 3,068 sq ft
- Price/sq ft
- $168
- Building area
- 3,556 sq ft (Public Records)
- Lot size
- 7,080 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $6,120 (2025)
- Parcel #
- 26-26-30-0640-0001-0850
- Zoning
- RESIDENTIA
- MLS #
- O6390815
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Chute
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $114 / Monthly
- Monthly HOA
- $114/mo
- Total monthly fees
- $114/mo
- Total annual fees
- $1,368
- HOA name
- Jedi Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyers agent to verify lease restrictions during inspection period.
Exterior & Construction
- Exterior features
- Garden, Lighting, Private Yard, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 14x25 |
| Loft | Second | 12x18 |
| Kitchen | First | 14x17 |
| Living Room | First | 25x20 |
Listing Details
- Listing date
- 2026-03-25
- On market date
- 2026-03-25
- Original list price
- $535,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-03-25
- Tax legal description
- RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 85
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take Narcoossee Rd & continue onto Hickory Tree Dr, turn left onto Creekway & turn left onto Hilltop Place. Property will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 30, 2026 at 1:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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