$350,000
20560 92nd Lane
Dunnellon, FL 34431
Listing updated: June 18, 2026 at 9:11 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Close to town in Rainbow Springs Woodlands on a quiet Col-De-Sac, with over an acre of land. Large office gives 4th bedroom opportunity. Privacy on all sides. New Roof (2024). New HVAC (2023). Large 24x24 ventilated workshop with 100 amp service, as well as a 12x10 garden shed. Very large enclosed FL room/back porch. Comes with a quote and drawings from a local builder for a screened-in pool off of the back FL room. Wood burning fireplace. Newly remodeled master bathroom. Home is wired for backup generator and solar panels. Being in Rainbow Springs gives you access to the private River Park, Nature Trails, and the POA Clubhouse with a swimming pool, tennis & basketball courts, driving range, frisbee golf course, shuffleboard, horseshoe, fitness center, billiards, poker, Cheers Bar and Restaurant, and MORE. 3.25% Transferable VA Home Loan Option. MOTIVATED SELLER.
Local Insight
At $140/sqft for a 1984 home in Dunnellon, you're getting decent value, especially with over an acre and water access—that combination doesn't come cheap in this market. The real question is the age and condition; a 40-year-old house will likely need systems work soon (roof, HVAC, plumbing), so factor in inspection costs and potential repairs before jumping on the price. The minimal HOA ($21/month) and X flood zone are both positives, but verify what that water access actually means—whether it's usable frontage or just proximity—because that could swing the property's appeal significantly.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history221 days on market
- Status: ActiveMay 12, 2026
- Listed$479,900Oct 29, 2025
- Price reduced$350,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 221
- Subdivision
- Rainbow Spgs 01 Rep
- County
- Marion
- Year built
- 1984
- Living area
- 2,508 sq ft
- Price/sq ft
- $140
- Building area
- 3,743 sq ft (Public Records)
- Lot size
- 44,431 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12083C0655D)
- Garage
- 2 spaces
- Annual taxes
- $309 (2024)
- Parcel #
- 3292-079-019
- Zoning
- A1
- MLS #
- OM712326
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Water Filtration System
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Northwest
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Garage Faces Side
HOA & Financial
- HOA fee
- $250 / Annually
- Monthly HOA
- $21/mo
- Total monthly fees
- $21/mo
- Total annual fees
- $250
- HOA name
- Jean Rugg
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Private Mailbox, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Block, Slab
- Water access
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13.7x24 |
| Family Room | First | 17.7x16 |
| Dinette | First | 15x14.1 |
| Kitchen | First | 13.3x12 |
| Dining Room | First | 11x12 |
| Balcony/Porch/Lanai | First | 31.4x13.1 |
| Bonus Room | First | 13.5x14 |
| Bathroom 1 | First | 10.4x5 |
| Bedroom 1 | First | 13.11x12.8 |
| Bedroom 2 | First | 13.11x12.8 |
| Primary Bedroom | First | 19.3x14.3 |
| Primary Bathroom | First | 10.4x8 |
| Utility Room | First | 22.1x7.4 |
| Workshop | First | 24x24 |
Listing Details
- Listing date
- 2025-10-28
- On market date
- 2025-10-29
- Original list price
- $479,900
- Occupant type
- Vacant
- MLS area
- 34431 - Dunnellon
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-05-12
- Tax legal description
- SEC 14 TWP 16 RGE 18 PLAT BOOK R PAGE 041 RAINBOW SPRINGS 1ST REPLAT BLK 79 LOT 19
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of US-41 and County Road 484 in Dunnellon, head west on CR 484 for about three and a half miles. Turn left onto SW 206th Court Road. Turn right on SW 92nd Lane and follow it until you arrive at 20560, dead end in cul-de-sac.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 18, 2026 at 9:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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