$450,000
623 Winterside Drive
Apollo Beach, FL 33572
Listing updated: June 22, 2026 at 4:18 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This Home is a MUST see!!! Welcome Home to MiraBay – Southern Hillsborough County’s Premier Waterfront Community! Enjoy resort style amenities while living the coastal lifestyle in this entertainment-friendly layout home. Refreshed landscaping welcomes you to the cozy front porch of this stunning home that offers over 2,900 sq. ft. of living space with 4 bedrooms, 3 baths, an oversized bonus room that can be used as a second Home Office, Teen Retreat, Study Area or Draft Room and a huge 1st floor laundry work area. Enjoy first-class interior finishes throughout, including a gourmet kitchen with a large island, gas cooktop, stainless steel appliances, 42” light-painted cabinets, Zodiac quartz countertops, and a decorative glass backsplash. The open kitchen flows seamlessly into the bright and airy great room, featuring wood plank tile flooring, 8 ft. interior doors, 5¼" baseboards, and plantation shutters. The luxurious first-floor primary suite includes a spacious walk-in closet, dual sinks, premium cabinetry and countertops, and a generous walk-in shower. Upstairs, a large flex space and two additional bedrooms (one with a custom shiplap accent wall) share a beautifully appointed full bath. The landscape and architectural lighting in the front of the house is high voltage, hard-wired and permanently installed. Located in the maintenance-free Bay Breeze section of MiraBay, HOA fees include landscaping, irrigation, and interior water. Residents enjoy resort-style amenities: a clubhouse with café, fitness center, spa, resort pool with slide and swim lanes, tennis courts, fishing pier, and kayak/canoe access to Tampa Bay through the scenic lagoon. Experience coastal living at its finest in this sought-after gated community! MiraBay is golf cart friendly. This Home is a terrific fit for move-up Buyers wanting more space, remote workers needing flex rooms, families relocating for the coastal lifestyle, Tampa commuters who desire resort living and second-home buyers seeking low maintenance living.
Local Insight
At $154 per square foot for a 2015-built home in Mirabay, you're looking at solid value for the Tampa Bay market, but the AE flood zone designation means flood insurance will be a real expense to factor into your monthly costs alongside that $365 HOA. The tight 0.11-acre lot is typical for this subdivision and keeps your maintenance minimal, though you'll want to verify the flood history and any elevation requirements during your inspection—this isn't a dealbreaker, but it's a detail that affects both insurability and resale. The 4-bed/3-bath layout and 360° tour access are pluses for serious buyers doing remote vetting.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history247 days on market
- Status: ActiveJun 1, 2026
- Listed$575,000Oct 7, 2025
- Price reduced$450,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 247
- Subdivision
- Mirabay Parcels 21 & 23
- County
- Hillsborough
- Year built
- 2015
- Living area
- 2,925 sq ft
- Price/sq ft
- $154
- Building area
- 3,716 sq ft (Public Records)
- Lot size
- 5,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12057C0656J)
- Garage
- 2 spaces
- Annual taxes
- $8,176 (2024)
- Parcel #
- U-32-31-19-97F-000085-00003.0
- Zoning
- PD
- MLS #
- TB8434710
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $365 / Monthly
- Monthly HOA
- $365/mo
- Total monthly fees
- $379/mo
- Total annual fees
- $4,552
- HOA name
- Rizzetta & Company
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact MiraBay HOA for current Lease Restrictions and/or review the attached Community Governing Documents.
- Approval process
- Tenant to go to Community Building Office with Executed Lease to procure Amenity Access Card(s) and Gate Entrance Car Sticker/Wand.
Exterior & Construction
- Exterior features
- Sidewalk, Sprinkler Metered
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 16x19 |
| Kitchen | First | 12x13 |
| Laundry | First | 16x18 |
| Primary Bedroom | First | 13x17 |
| Den | First | 12x13 |
| Bathroom 2 | Second | 13x14 |
| Bedroom 3 | Second | |
| Loft | Second | 20x16 |
| Balcony/Porch/Lanai | First | 10x14 |
Listing Details
- Listing date
- 2025-10-07
- On market date
- 2025-10-07
- Original list price
- $575,000
- Occupant type
- Owner
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-06-01
- Tax legal description
- MIRABAY PARCELS 21 AND 23 LOT 3 BLOCK 85
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Highway 41 SOUTH of Apollo Beach Boulevard to MiraBay Community Entrance to FIRST LEFT on Manns Harbor to LEFT on Winterside to Home n RIGHT at 623.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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