12120 Elbert Street, FL

$1,324,999

12120 Elbert Street

Clermont, FL 34711

Pending
4
Beds
4
Baths
3,277
Sq Ft
0.5
Acres
1984
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$404/sqft
🏠Single Family Residence

Property type

🏗️1984

Year built

📐21,920 sqft

Lot size

📊$404

Price / sq ft

🏘️$13/mo

HOA dues

📅203

Days on market

🚗3

Garage spaces

🌊X*

Flood zone

About this home

One or more photo(s) has been virtually staged. SUMMER TIME IS HERE!! Expansive Clermont Chain of Lakes Lifestyle Welcome to 12120 Elbert Street, a 4,437 SqFt (Property total footprint) DIRECT Clermont Chain Of Lakes, Lake Minnehaha residence. NO STREET in between home and Lake. This property offers a rare opportunity to live on one of Florida’s most celebrated waterways—the Clermont Chain of Lakes. Composed of 13 interconnected, navigable lakes, this extraordinary aquatic playground invites endless days of aquatic activity from Championship fishing, rowing, swimming, kayaking, paddle boarding, to sunrise and sunset enjoyment. From your own backyard you can explore miles of waterways, discover hidden coves, and enjoy direct access to waterfront dining and lively seasonal events. Tucked lakeside, down a quiet shade lined cul-de-sac, your private retreat captures unforgettable sunrise views and the peaceful rhythm of waterfront living. Inside, expansive gathering areas flow to a Tennessee flagstone lined pool and spa overlooking Lake Minnehaha, while telescoping sliding doors frame the ever-changing scenery. Whether enjoying a leisurely morning cup of coffee, an afternoon of boating or hosting friends for an evening on the patio, every moment here celebrates a lifestyle defined by tranquility, recreation, and natural beauty. Clermont itself is a destination of natural beauty and vibrant energy. Known for its rolling hills and elevated vistas, the area provides a striking backdrop rarely found in Florida. Clermont’s picturesque community features a thriving Historic District, scenic parks, and trails that draw visitors year-round. Beyond its unique landscape, Clermont has earned an international reputation as a world-class training center for elite athletes, including triathletes and Olympic competitors, who come to take advantage of the area’s terrain, pristine lakes, and temperate climate. Discover why Clermont is treasured by locals and admired by visitors worldwide—an unparalleled combination of small-town charm, outdoor adventure, and breathtaking lakefront living awaits at 12120 Elbert Street. Home Warranty Provided by Seller at Time of closing.

Estimated monthly payment

Principal & interest$6,700
Property taxes$603
Home insurance (est.)$607
HOA dues$13

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history203 days on market

  1. Status: Pending
    May 13, 2026
  2. Listed$1,495,000
    Oct 9, 2025
  3. Price reduced$1,324,999

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
203
Subdivision
Cashwell Minnehaha Shores
County
Lake
Year built
1984
Living area
3,277 sq ft
Price/sq ft
$404
Building area
4,473 sq ft (Estimated)
Lot size
21,920 sq ft
Lot category
1/2 to less than 1
Flood zone
X* (12069C0570E)
Garage
3 spaces
Pool
Private pool
Annual taxes
$7,240 (2024)
Parcel #
35-22-25-0100-000-00600
Zoning
R-3
MLS #
G5102842

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Brick, Luxury Vinyl, Vinyl, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Interior features
Accessibility Features, Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Wet Bar
Laundry
Common Area, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Multi/Split
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Faces Side, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Off Street, Oversized

HOA & Financial

HOA fee
$150 / Annually
Monthly HOA
$13/mo
Total monthly fees
$13/mo
Total annual fees
$150
HOA name
Marcella Ellwood
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, Other
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
VERIFY ALL LEASE RESTRICTIONS WITH HOA and APPLICABLE CITY, COUNTY AND STATE
Approval process
VERIFY ALL LEASE RESTRICTIONS WITH HOA and APPLICABLE CITY, COUNTY AND STATE

Exterior & Construction

Exterior features
Lighting, Other, Private Entrance, Private Mailbox, Private Yard, Sliding Doors
Construction materials
Block, Brick, Stone, Wood Siding
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Fiber Optics, Other, Phone Available, Public, Water Available, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst15x16
Primary BathroomFirst10x9
KitchenFirst13x14
Living RoomFirst26x30
Utility RoomFirst9x10
Dining RoomFirst14x13
Primary Bedroom 2First13x12
Bathroom 1First15x16
Bathroom 2First13x10

Listing Details

Listing date
2025-10-09
On market date
2025-10-09
Original list price
$1,495,000
Occupant type
Vacant
MLS area
34711 - Clermont
Listing AOR
Lake and Sumter
Home warranty
Yes
Status changed
2026-05-13
Tax legal description
CASHWELL MINNEHAHA SHORES LOT 6 1/41 INT IN LOT 8 PB 23 PG 56 ORB 2375 PG 1865 ORB 6375 PG 1198

Flood risk

Zone X*FEMA Zone X*Panel 12069C0570E

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 50, South on 12th Street to 561. 561 South to Bronson Rd. Left on Bronson Road, Left on Elbert Street. Second to last home on right, lakeside.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 8:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA