$450,000
10865 220th Street
Fort Mc Coy, FL 32134
Listing updated: April 6, 2026 at 10:43 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Freshly completed and never occupied, this pristine 2024 manufactured home is ready for its first owner! Fenced and gated on over 3 acres in the peaceful Island Lake Acres community, the property is offered fully furnished with brand-new furnishings throughout, perfect for a seamless move-in or immediate rental opportunity. The 3-bedroom, 2-bath split-bedroom layout offers 1,404 square feet of thoughtfully designed living space. Inside, you’ll find a bright open floor plan that features luxury vinyl flooring, lots of natural light, and modern finishes that combine comfort and style. The kitchen includes an eating nook and comes equipped with stainless steel appliances, a large center island with breakfast bar, and ample cabinet and counter space. A separate laundry area with washer and dryer is also included. Step outside to enjoy expansive outdoor living spaces, including a generous 10 x 32’ rear deck ideal for entertaining, grilling, or simply enjoying the quiet country setting, and an 8 x 18’ front deck perfect for making a first impression. The property's layout is ideal for those seeking room to breathe, create, or expand. A pole barn with water and power service is in place, including multiple electrical outlets, ideal for workshop use, vehicle or equipment storage, or future hobby farming. An additional storage shed also offers water and electrical hookups, making it highly adaptable for a range of uses. Utilities are fully connected, with a private well, septic system, electricity, and high-speed internet access available, and the zoning allows for flexibility with no HOA or deed restrictions to limit your plans. Located within walking distance of Island Lake and Pegram Lake, this property is an ideal option for those looking to spend time on the water. Lake Ocklawaha is also a short drive away, opening up larger options for fishing, boating, and exploration. This home offers a rare mix of modern convenience and rural privacy perfect for full-time living, a seasonal retreat, or even a fully equipped weekend getaway. With ample space, upgraded features, and all the essentials already in place, this is Florida country living at its most comfortable and convenient!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history186 days on market
- Status: ActiveOct 2, 2025
- Listed$475,000Oct 2, 2025
- Price reduced$450,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 186
- Subdivision
- Island Lake Acres
- County
- Marion
- Year built
- 2024
- Living area
- 1,404 sq ft
- Price/sq ft
- $321
- Lot size
- 131,670 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- X
- Annual taxes
- $814 (2025)
- Parcel #
- 04250-001-00
- Zoning
- R4
- MLS #
- OM710113
Ask about this home
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Driveway, Open, Other
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Sliding Doors, Storage
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2025-10-02
- On market date
- 2025-10-02
- Original list price
- $475,000
- Occupant type
- Vacant
- MLS area
- 32134 - Fort Mc Coy/Salt Springs
- Listing AOR
- Ocala - Marion
- Status changed
- 2025-10-02
- Tax legal description
- SEC 03 TWP 12 RGE 23 PLAT BOOK UNR ISLAND LAKE ACRES LOT 4 BEING MORE FULLY DESC AS FOLLOWS: E 265.91 FT OF W 531.82 FT OF S 528 FT OF E 3/4 OF SE 1/4 OF SE 1/4 EX S 33 FT FOR RD ROW & FOR INGRESS & EGRESS ACROSS THE FOLLOWING: COM AT A PT 746.15 FT N OF SE COR TH N 68-28 W 423.41 FT TO POB TH S 68-28 E 70 FT TH N 21-32 E TO N BDY OF SE 1/4 OF SE 1/4 TH W TO A PT THAT IS N 21-32 E OF POB TH S 21-32 W TO POB TO BE USED ONLY AS COMMUNITY LOT TO ISLAND LAKE TO BE USED BY GRANTEES IN COMMON WITH OTHER PURCHASERS OF LOTS IN SE 1/4 OF SE 1/4 OF SEC 3
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 40E to left on HWY 315 go approx. 18 miles to left on NE 220th St., property will be approx.. 1/2 mile on your right look for sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 6, 2026 at 10:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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