2432 Cumberland Cliff Drive, FL2432 Cumberland Cliff Drive, FL2432 Cumberland Cliff Drive, FL
Stellar MLS
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$525,000

2432 Cumberland Cliff Drive

Ruskin, FL 33570

Listing updated: July 20, 2026 at 12:11 AM ET

Active
Stellar MLSListing courtesy of Boardwalk Realty Associates, Llc · Ralph Eugene · MLS #TB8419121 · Active · 800-567-0535
5
Beds
5
Baths
3,283
Sq Ft
0.26
Acres
2014
Built
In-law suite3-car garage$160/sqft360° tour
Single Family Residence

Property type

2014

Year built

11,200 sqft

Lot size

$160

Price / sq ft

$53/mo

HOA dues

172

Days on market

3

Garage spaces

X

Flood zone

About this home

Welcome to 2432 Cumberland Cliff Drive — a beautifully designed two-story home offering 5 bedrooms, 4 1/2 baths, and 3,283 square feet of spacious living with in-law suite on main level. Situated in a gated community on a generous 0.26-acre lot with no rear neighbors, this home perfectly blends comfort and modern convenience. Step inside to an functional layout featuring high ceilings and abundant natural light throughout. The kitchen boasts granite countertops, stainless steel appliances, and a large island perfect for entertaining. The adjoining family room overlooks the serene pond, creating a peaceful backdrop for everyday living. Upstairs, you’ll find a luxurious primary suite complete with a spa-like ensuite bath and walk-in closet. Additional bedrooms provide ample space for family or guests, along with multiple full bathrooms for added comfort and privacy. The home’s exterior features a 3-car garage, a covered patio ideal for outdoor dining, and a large backyard with water views. Whether you’re hosting gatherings, relaxing in the yard, or enjoying the spacious interior, this home has it all — style, space, and a prime location. Schedule your private tour today and welcome home.

Estimated monthly payment

Principal & interest$2,655
Property taxes$755
Home insurance (est.)$241
HOA dues$53

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history172 days on market

  1. Status: Active
    Jul 20, 2026
  2. Listed$573,000
    Nov 12, 2025
  3. Price reduced$525,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
172
Subdivision
Spyglass At River Bend
County
Hillsborough
Year built
2014
Living area
3,283 sq ft
Price/sq ft
$160
Building area
3,594 sq ft (Public Records)
Lot size
11,200 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12057C0670J)
Garage
3 spaces
Annual taxes
$9,062 (2024)
Parcel #
U-20-32-19-87K-000013-00034.0
Zoning
PD
MLS #
TB8419121

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Interior Details

Bedrooms
5
Full bathrooms
4
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher
Interior features
High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
West
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$159 / Quarterly
Monthly HOA
$53/mo
Total monthly fees
$74/mo
Total annual fees
$886
HOA name
Chris - River Bend HOA
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and/or Buyer's Agent to verify all rules, regulations, fees, and guidelines through hoa management.
Approval process
Buyer and/or Buyer's Agent to verify all rules, regulations, fees, and guidelines through hoa management.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenFirst
Bedroom 2Second
Bedroom 3Second
Bathroom 4Second
Bathroom 5First
Family RoomFirst
Living RoomFirst

Listing Details

Listing date
2025-11-11
On market date
2025-11-12
Original list price
$573,000
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-07-20
Tax legal description
SPYGLASS AT RIVER BEND LOT 34 BLOCK 13

Flood risk

Minimal riskFEMA Zone XPanel 12057C0670J

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow I-75 S to FL-674 W/College Ave in Ruskin. Take exit 240B. Go West on College Ave, then make a Left on 6th St SE, Right on 21st Ave SE, Left on onto River Bend then Spyglass will be on your right. *GPS for most efficient route from your location*

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 20, 2026 at 12:11 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA