164 Moonlite Drive, FL
Stellar MLS

$499,900

164 Moonlite Drive

Welaka, FL 32193

Listing updated: May 8, 2026 at 2:51 PM ET

Active
3
Beds
2
Baths
1,968
Sq Ft
0.13
Acres
1989
Built
WaterfrontWater access$254/sqft
Single Family Residence

Property type

1989

Year built

5,663 sqft

Lot size

$254

Price / sq ft

No HOA

HOA dues

244

Days on market

AE

Flood zone

About this home

"The View You Did Not See Coming!" Explore premier riverfront living on the St. Johns River with this beautifully updated 3-bedroom, 2-bath home in the highly sought-after Sportsman's Harbor community in Welaka, FL. This Welaka riverfront property offers 1,968 sq ft of comfortable living space and an impressive 118 feet of direct St. Johns River frontage—ideal for anyone seeking a waterfront home in Northeast Florida. Built as a conventional, site-constructed home, the property features durable vinyl siding and a long-lasting metal roof, creating a low-maintenance riverfront residence perfect for year-round enjoyment. Boaters will appreciate the private dock, boat house with two lifts, and shared T-dock—excellent for fishing, cruising, or accessing the Intracoastal Waterway. The home also includes a storage shed and a 2-car carport for added convenience and functionality. Inside, this Welaka riverfront home showcases luxury vinyl plank flooring throughout, a modern kitchen with granite countertops, and a neutral interior design that appeals to a wide range of buyers. Two screened back porches offer peaceful outdoor living spaces overlooking the St. Johns River, and a dedicated laundry area enhances everyday practicality. If you're searching for a St. Johns River home for sale, a Welaka waterfront property, or a Northeast Florida boating community, this residence offers a rare combination of location, views, and lifestyle. Experience exceptional riverfront livingschedule your private showing today.

Estimated monthly payment

Principal & interest$2,528
Property taxes$68
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history244 days on market

  1. Status: Active
    Dec 4, 2025
  2. Listed$584,900
    Aug 8, 2025
  3. Price reduced$499,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
244
Subdivision
Sportsmans Harbor Sub
County
Putnam
Year built
1989
Living area
1,968 sq ft
Price/sq ft
$254
Lot size
5,663 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Annual taxes
$815 (2024)
Parcel #
33-11-26-8791-0000-1640
Zoning
RESIDENTIA
MLS #
FC311427

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Covered
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Lease restrictions are by Putnam County.

Exterior & Construction

Exterior features
Lighting, Rain Gutters, Sliding Doors
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Slab, Stem Wall
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Yes

Room Details

RoomLevelDimensions
Bathroom 2First
Bedroom 2First
Bedroom 3First
Utility RoomFirst
KitchenFirst
LaundryFirst
Living RoomFirst
Great RoomFirst
Primary BedroomFirst
Primary BathroomFirst

Listing Details

Listing date
2025-08-08
On market date
2025-08-08
Original list price
$584,900
Occupant type
Vacant
MLS area
32193 - Welaka
Listing AOR
Gainesville-Alachua
Status changed
2025-12-04
Tax legal description
SPORTSMANS HARBOR S/D UNIT 2 MB5 P44 LOT 164

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 17 south from East Palatka to right on CR 309 to right on Maxwell Dr. to left on 2nd Ave. to right on Sportsman Dr. to right on Moonlite Dr. The home is in the cul-de-sac.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 8, 2026 at 2:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA