449 Montgomery Drive, FL

$450,000

449 Montgomery Drive

Lake City, FL 32025

Active
4
Beds
5
Baths
3,075
Sq Ft
3.41
Acres
1951
Built
WaterfrontWater accessFireplace3.41 acres$146/sqft
🏠Single Family Residence

Property type

🏗️1951

Year built

📐148,539 sqft

Lot size

📊$146

Price / sq ft

🏘️No HOA

HOA dues

📅323

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Make sure to check out the Virtual Tour for a 3D Model w/ Walkthrough, Floor Plan w/ Measurements, Video, & more! If you’ve ever dreamed of living in a lakeside retreat with a tennis court, a gazebo, storage shed/carport and a dash of old-school charm, this 1951 classic on “Doctors Row” might just be your prescription for happiness! This two-story beauty offers a new flat roof over sunroom 2023, 3,075 sqft of heated and cooled living space on a sprawling 3.41-acre lot. Featuring 4 bedrooms with TWO Master Suites, a bonus room/office/den, 3 full baths and 2 half-baths PLUS a living room, sun room, formal dining, and TONS of storage space! Laundry? No problem! This home offers you a choice of upstairs/inside laundry hookup or downstairs/garage laundry hookup! (Maybe choose both because who wouldn't want to get all of the laundry done WAY faster!?) The grand living room features beautiful hardwood floors that flow throughout most of the home, a wood-burning fireplace, rich paneling, crown molding, wainscoting, plantation shutters, and soaring 10-foot ceilings. The sunroom, adorned with brick accents and more plantation shutters, opens onto a large deck overlooking the back yard and the lake - perfect for morning coffee or evening relaxation. Speaking of views, almost all the windows in the home have been replaced by Anderson Windows in 2023. The kitchen is equipped with stainless steel appliances, a commercial-grade gas range and hood, and a trash compactor ready for your culinary adventures. The expansive 18x20 main master suite boasts a private balcony overlooking Lake Montgomery, offering serene water views to start and end your day. The circular driveway leads to a large front porch (equipped with leaf guard gutters), inviting you to sit and stay awhile. Out back, enjoy the gazebo, dock/fishing platform, and a tennis court that might just inspire your inner Serena or Roger. The large rear deck is ideal for entertaining, barbecues, or simply soaking in the natural beauty that surrounds you. Located on the affectionately dubbed “Doctors Row,” this home is nestled in a community known for its charm and character. You're just minutes away from downtown Lake City, where you can explore the Lake City-Columbia County Historical Museum, enjoy events at The Blanche, or dine at local favorites like Halpatter Brewing Co. Outdoor enthusiasts will appreciate the proximity to Alligator Lake Recreation Area, offering trails, fishing, and birdwatching opportunities. This Lake City gem combines classic elegance with modern amenities, all set on a picturesque lakeside lot. Whether you're hosting gatherings, enjoying outdoor activities, or simply relaxing in your sunroom, this home offers a lifestyle that's both comfortable and captivating.

Estimated monthly payment

Principal & interest$2,275
Property taxes$372
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history323 days on market

  1. Status: Active
    May 13, 2026
  2. Listed$550,000
    May 30, 2025
  3. Price reduced$450,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
323
Subdivision
Lake Villas
County
Columbia
Year built
1951
Living area
3,075 sq ft
Price/sq ft
$146
Building area
5,137 sq ft (Public Records)
Lot size
148,539 sq ft
Lot category
2 to less than 5
Flood zone
X (12023C0292D)
Garage
2 spaces
Annual taxes
$4,459 (2024)
Parcel #
00-00-00-14000-000
Zoning
RES
MLS #
FC310058

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
2
Flooring
Ceramic Tile, Laminate, Wood
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Range Hood, Refrigerator, Trash Compactor, Washer
Interior features
Accessibility Features, Built-in Features, Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, In Garage, Inside, Laundry Room, Other, Washer Hookup
Stories / Levels
Two
Direction faces
Southeast
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Bath In Garage, Circular Driveway, Covered, Driveway, Garage Door Opener, Ground Level, Off Street, Oversized, Garage
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify w/ City & County
Approval process
Buyer to verify w/ City & County

Exterior & Construction

Exterior features
Awning(s), Balcony, Lighting, Rain Gutters, Shade Shutter(s), Sliding Doors, Storage, Tennis Court(s)
Construction materials
Brick, Stone
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementarySummers Elementary School-COGreatSchools ↗
MiddleRichardson Sixth Grade Academy-COGreatSchools ↗
High SchoolColumbia High School-COGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
FoyerSecond9x14
KitchenSecond14x14
Dining RoomSecond12x16
Primary BedroomSecond18x20
Primary BathroomSecond14x9
Bedroom 2Second12x13
Bathroom 2Second6x6
Bonus RoomSecond10x14
Bathroom 3Second4x5
Living RoomSecond15x30
Florida RoomSecond13x26
Bedroom 3Second14x17
Bathroom 4Second10x7
Bedroom 4Second14x13
Bathroom 5First6x3

Listing Details

Listing date
2025-05-30
On market date
2025-05-30
Original list price
$550,000
Occupant type
Owner
MLS area
32025 - Lake City
Listing AOR
Sarasota - Manatee
Status changed
2026-05-13
Tax legal description
S DIV: SW 78 FT LOT 6 & LOT 7 REPLAT OF BLK 2 LAKE VILLAS S/D & BEG AT NE COR OF SE1/4 OF SE1/4 & BLK 313 OF SEC 31-3S-17, RUN S 449.76 FT, NW 570.52 FT TO N LINE, E 395.65 FT TO POB. DB 71-303, 484-331, 694-269, 812-307, WD 833-1617, 833-1619, WD 1021-2700, DC 1471-40

Flood risk

Minimal riskFEMA Zone XPanel 12023C0292D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading N on SW Main Blvd Towards SW Baya Dr, Take L onto SW Montgomery Drive, House on R

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 13, 2026 at 2:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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