
$349,900
490 Madison Street
Lake City, FL 32055
Listing updated: May 26, 2026 at 2:57 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Step into a piece of Lake City history, beautifully reimagined for modern living. Would make a great primary home, Airbnb, or office space! Originally built in 1935, this fully remodeled home blends timeless character with today’s most desired upgrades. From the moment you walk in, you’ll notice the rich hardwood floors, stunning new cabinetry, designer fixtures, and thoughtfully selected lighting that brings every space to life. This home is packed with generous closets and smart storage spaces throughout, giving you room for everything without sacrificing style. What truly sets this home apart is the preservation of its charm like original built-ins, detailed trim work, and eye-catching coffered ceilings all seamlessly paired with brand-new essentials including the roof, HVAC system, plumbing, electrical, water heater, and windows for peace of mind and efficiency. Situated on over half an acre, the fenced yard offers space, privacy, and endless possibilities. And the bonus? An attached studio apartment with a full bathroom that’s nearly complete, perfect for guests, a private office, or income-producing potential. This is the kind of home you don’t come across often…where history meets convenience, and character meets comfort. Listed below recent appraised value, this amazing home offers instant equity. If you’ve been searching for a home with soul, style, and smart upgrades, this one is truly special.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history36 days on market
- Status: ActiveApr 20, 2026
- Listed$360,000Apr 20, 2026
- Price reduced$349,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 36
- Subdivision
- Santa Fe River Plantations
- County
- Columbia
- Year built
- 1935
- Living area
- 2,675 sq ft
- Price/sq ft
- $131
- Building area
- 3,102 sq ft (Public Records)
- Lot size
- 24,960 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12023C0284D)
- Annual taxes
- $2,263 (2025)
- Parcel #
- 00-00-00-12334-000
- Zoning
- SFR
- MLS #
- GC539599
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Ice Maker, Range, Range Hood, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- North
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Lighting, Private Mailbox
- Construction materials
- HardiPlank Type
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Natural Gas Available, Public, Sewer Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | Second | |
| Bedroom 3 | Second |
Listing Details
- Listing date
- 2026-04-18
- On market date
- 2026-04-20
- Original list price
- $360,000
- Occupant type
- Vacant
- MLS area
- 32055 - Lake City
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-04-20
- Tax legal description
- W DIV: BEG NE COR OF BLK H, S 2631, CT 1357-316, WD 1363- 2412, WD 1368-2576, 209.55 FT TO INTERS OF N R/W OF ORANGE ST, W 108 FT, N 105.95 FT, N 104.11 FT TO S R/W OF MADISON ST, E 129.20 FT TO POB. 456-751, 642-598, 744-917, 762-1000, WD 1295-
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the Duval Street / Main Boulevard intersection in Lake City, Head west on Duval Street. Turn right onto Hilton Avenue. Continue a short distance. 490 NW Madison Street will be on the left, at the corner of Hilton and Madison Street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 26, 2026 at 2:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA