$1,065,000
3045 Cecelia Drive
Apopka, FL 32703
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
One of the few remaining buildable lots on one of the best lakes in Central Florida. Bear Lake is a clear spring feed 310 acre lake that is well maintained by the Lake Associations (BLPA). Wonderful for swimming, boating, skiing and fishing. Located in a great neighborhood with highly rated Seminole county schools. This is a large property with over half an acre of land and 125' of shoreline. Cecelia Drive is a quiet street with no drive through traffic. The house on the lot is insignificant in value except for reducing impact fees. Tenant occupied. Call today as very few opportunities remain for this premier lake.
Local Insight
At $647/sqft for a 1957 waterfront home in an AE flood zone, you're paying a premium for water access in a fast-growing area, but that flood designation will lock you into mandatory insurance costs and potential elevation requirements—worth running the actual flood maps and insurance quotes before committing. Apopka's rapid growth (21% since 2020) suggests the area is gentrifying from its agricultural roots, which could mean value appreciation, but this older home's bones and the flood risk make it a renovation-and-hold play rather than a turnkey buy.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history366 days on market
- Status: ActiveFeb 19, 2025
- Listed$1,070,000Feb 19, 2025
- Price reduced$1,065,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 366
- Subdivision
- Neals Bay Point
- County
- Seminole
- Year built
- 1957
- Living area
- 1,646 sq ft
- Price/sq ft
- $647
- Building area
- 2,338 sq ft (Public Records)
- Lot size
- 23,214 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE
- Annual taxes
- $9,172 (2024)
- Parcel #
- 18-21-29-511-0000-0080
- Zoning
- R-1AA
- MLS #
- O6280877
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Carpet, Terrazzo
- Appliances
- Electric Water Heater, Range, Refrigerator
- Interior features
- Ninguno
- Laundry
- Other
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 2 | First | 15x11 |
| Bedroom 3 | First | 15x11 |
| Dining Room | First | 13x12 |
| Kitchen | First | 12x11 |
| Living Room | First | 17x14 |
| Primary Bedroom | First | 15x11 |
Listing Details
- Listing date
- 2025-02-19
- On market date
- 2025-02-19
- Original list price
- $1,070,000
- Occupant type
- Tenant
- MLS area
- 32703 - Apopka
- Listing AOR
- Lake and Sumter
- Status changed
- 2025-02-19
- Tax legal description
- LOT 8 NEALS BAY POINT PB 7 PG 74
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR436 and Balmy Beach head South to Cecelia and turn left and the property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 20, 2026 at 9:30 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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