$240,000
222 Saint George Circle
Apollo Beach, FL 33572
Listing updated: June 7, 2026 at 2:05 PM ET
Listing courtesy of Keller Williams South Shore · Judith Martin · MLS #TB8350506 · Active · 813-641-8300Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
The seller is MOTIVATED and has reduced the price! Don't pass up this opportunity to retire in an active 55+ community with NO LOT RENT and a LOW monthly maintenance fee. This is an affordable way to embrace the Florida lifestyle. Perfect for a seasonal stay or comfortable retirement, this beautifully maintained and partially FURNISHED 3-bedroom, 2-bath home is in the highly rated, RESIDENT-OWNED, community of Caribbean Isles in Apollo Beach. Situated on a picturesque pond with a lighted fountain, you will find tranquil water views both day and night, creating a peaceful and relaxing atmosphere. Inside, you’ll find luxury vinyl flooring throughout, providing a modern, low-maintenance touch with no carpet in sight. The spacious kitchen features stainless steel appliances, a double sink with a window view, rich brown cabinetry, and a built-in desk, perfect for staying organized. A breakfast bar seamlessly connects the kitchen to the living room, making entertaining a breeze. Natural light floods the living area through transom windows, enhancing the open and airy feel. A built-in dining room cabinet offers extra storage while adding charm to the space. The primary suite is a private retreat with double sinks, a walk-in shower with seating, and ample storage. A second bedroom is perfect for guests, while the third room can serve as an office or craft space. The second bathroom includes a bathtub, ideal for relaxation. With ceiling fans in the living room and bedrooms, generous closet space throughout, and an inside washer and dryer, this home is designed for both comfort and convenience. This home is move-in ready and waiting for you to make it your own. As part of the Caribbean Isles community, residents enjoy access to a heated pool, clubhouse, and a full calendar of social activities. Don’t miss out on this beautiful home with stunning water views!
Local Insight
At $147/sqft for a 1996 manufactured home, you're getting decent per-square-foot pricing, but be aware you're in flood zone AE with a small 0.1-acre lot, which means flood insurance will likely be a significant annual cost on top of the $242 monthly HOA—that's the real expense you need to factor in before the waterfront appeal wins you over. The 55+ community restriction limits your buyer pool if you ever need to resell, and manufactured homes depreciate differently than stick-built properties, so this is more of a lifestyle play for retirees than an investment. The waterfront access is the genuine draw here, so the question is whether you're paying fair value for that amenity given the flood risk, age of the structure, and restricted market down the line.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history463 days on market
- Status: ActiveMar 1, 2025
- Listed$249,900Mar 1, 2025
- Price reduced$240,000
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 463
- Subdivision
- Caribbean Isles Residential Cooperative
- County
- Hillsborough
- Year built
- 1996
- Living area
- 1,631 sq ft
- Price/sq ft
- $147
- Building area
- 2,351 sq ft (Public Records)
- Lot size
- 4,557 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE
- Annual taxes
- $2,168 (2024)
- Parcel #
- U-22-31-19-606-000000-00516.0
- Zoning
- PD
- MLS #
- TB8350506
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Parking features
- Golf Cart Parking
- Carport
- Yes
HOA & Financial
- HOA fee
- $242 / Monthly
- Monthly HOA
- $242/mo
- Total monthly fees
- $242/mo
- Total annual fees
- $2,904
- HOA name
- Candis Farberov
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Other
- Ownership
- Co-op
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- One owner must 55 years of age or older, the second owner/resident must be over 40 years of age. Maximum of 2 persons per home. Board approval is required.
- Approval process
- Tenants and Purchasers must submit an application to the management office, pass a background check, and attend an orientation with the Board before closing.
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Storage
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Crawlspace
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Underground Utilities
Community
- Pets allowed
- Breed Restrictions, Number Limit, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 27.5x12.6 |
| Kitchen | First | 13x13.5 |
| Primary Bedroom | First | 13.5x15 |
| Primary Bathroom | First | 11x13 |
| Bedroom 2 | First | 10x12 |
| Bedroom 3 | First | 11.5x12.5 |
| Bathroom 2 | First | 3x9 |
| Laundry | First | |
| Dining Room | First | 10x11 |
Listing Details
- Listing date
- 2025-03-01
- On market date
- 2025-03-01
- Original list price
- $249,900
- Occupant type
- Vacant
- MLS area
- 33572 - Apollo Beach / Ruskin
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-03-01
- Tax legal description
- CARIBBEAN ISLES RESIDENTIAL COOPERATIVE UNIT 516
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41, take Elsberry Road to the MAIN gate. Once inside the community, take the first right onto Port Royal Lane. Continue to Saint George Circle and turn left. Continue past the boat ramp to othe home on the right.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 7, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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