No HOA, on city water. A rare find in Palm Bay. If the last 6 houses you toured all felt the same & none felt right, this one will. Same plans, same finishes, same carpet in the bdrms. Here, you'll see the difference: tile runs through every room, no carpet anywhere. The kitchen & baths skip builder-grade: quality cabinetry, granite counters, & a peninsula w/ breakfast bar & pendant lighting. SS appliances, large pantry, washer/dryer included. The split 4BR/2BA plan has high ceilings & recessed lighting, w/ the owner's suite set apart -- a large soaking tub & separate walk-in shower, plus a walk-in closet. Double-pane windows & storm shutters keep it quiet, efficient & ready when storm season arrives. Out back, a supersized covered porch, deep enough for a full dining table, overlooks a yard w/ room to garden. Garage w/ opener & service door. Minutes from shopping, schools, parks & major roads. Tour it after you've seen the others -- you'll know it's right before you reach the kitchen!