Experience coastal luxury in the exclusive gated community of Tortoise Island. This stunning waterfront estate sits directly on the Banana River with a private dock and heated saltwater pool--perfect for enjoying Florida's sun-soaked lifestyle. With over 4,900 sq ft of living space, this home features a gourmet kitchen, two fireplaces, a spacious open floor plan, and a downstairs en-suite. Elegant details include travertine floors, tray ceilings, and crown molding. Recent upgrades include a new metal roof (2023), hot water heater (2023), garage door (2022), 2 downstairs HVAC (2023), and upstairs HVAC (2024). Enjoy serene river views from the large, covered patio, ideal for entertaining. Just minutes from the beach, this home is coastal living at its finest. Community amenities include a pool, tennis courts, fitness center, boat dock and slip, and playground. A rare riverfront gem in one of the area's most prestigious neighborhoods.