Seller is offering $10,000.00 towards buyer's closing costs, prepaids or rate buy down! Stunning 4-bedroom, 3-full-bath concrete block waterfront home offering over 2,200 sq. ft. of modern living in a desirable gated community featuring a community pool with cabana and ample loungers to enjoy. Ideally located within walking distance to the new St. Johns Heritage Publix, shopping, dining, coffee shops, and everyday conveniences. This spacious split-floorplan home is perfect for multigenerational living, featuring a Jack-and-Jill bath between two bedrooms, a private guest/in-law suite with its own full en-suite bath, and a luxurious owner's suite with a beautifully upgraded bath, 5-foot walk-in shower with bench, dual vanity, and spacious walk-in closet. Each bedroom includes its own walk-in closet for excellent storage. The stylish kitchen features quartz countertops, soft-close cabinetry, upgraded backsplash, and premium finishes. Tile flooring flows through the main living areas, with thoughtful owner upgrades including crown molding throughout the primary rooms, board-and-batten accents in the entry and dining area, window treatments, gutters, and a wrought iron-style aluminum fenced backyard. Relax or entertain on the covered lanai while enjoying peaceful water views and the Florida lifestyle. A beautiful, move-in-ready home with space, privacy, and upgrades throughout.