$439,500
348 Gardendale Circle Se, Palm Bay, Fl 32909
Palm Bay, FL 32909
Listing updated: June 22, 2026 at 2:33 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Garage spaces
About this home
Move-in ready lakefront pool home in gated community of Monterey Cove at Bayside Lakes! Low-maintenance Florida living with HOA lawn care, mulching, and weeding included. The screened pool, spa, and covered lanai create the perfect backyard retreat for relaxing or entertaining with peaceful water views. Open floor plan features spacious kitchen with center island and breakfast nook overlooking the living and family rooms. Split 3-bedroom layout offers privacy and functionality. Interior highlights include tile flooring in main living areas, carpeted bedrooms, plantation shutters, and custom closet organizers. Major updates include 2025 roof, 2020 AC, 2020 water heater. Oversized 2-car garage w/ epoxy floors, storage, workbench, and extra refrigerator. Gated community amenities include clubhouse, pool, tennis, basketball, and playground. Convenient to I-95, Northrop Grumman, L3Harris, shopping, dining, and beaches. Some photos virtually staged to showcase the home's potential.
Local Insight
At $222/sqft for a waterfront home with a pool in Monterey Cove, you're catching this property below the typical $500K+ waterfront premium that Palm Bay usually commands—worth digging into *why* it's positioned here compared to nearby waterfront comps. The 1980s-era build and modest 0.2-acre lot are practical trade-offs, but the real question is the condition of that pool and how the lake itself compares to other Bayside Lakes pockets, since waterfront quality varies meaningfully in this area. No HOA is a genuine plus in a newer subdivision, but verify flood zone status and whether this particular street floods during heavy rains, since the flatter SE Palm Bay neighborhoods can be drainage-challenged.
AI-generated insight based on listing data and neighborhood context. Verify independently.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history
- Price reduced$439,500
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Subdivision
- Monterey Cove At Bayside Lakes
- County
- Brevard
- Year built
- 2004
- Living area
- 1,980 sq ft
- Price/sq ft
- $222
- Building area
- 2,796 sq ft
- Lot size
- 8,712 sq ft
- Garage
- 2 spaces
- Pool
- Private pool
- MLS #
- 1075692
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
Parking
- Garage spaces
- 2
Exterior & Construction
- Pool
- Private pool
- Waterfront
- Yes
Listing Details
- Original list price
- $450,000
Location
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 22, 2026 at 2:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Brevard County listings courtesy of the Space Coast Association of REALTORS® (Space Coast MLS)
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