$589,000
104 Northshore Terrace
Port Charlotte, FL 33980
Listing updated: September 23, 2026 at 4:08 PM ET
Listing courtesy of Savvy Avenue, Llc · Moe Mossa · MLS #A4706966 · Active · 888-490-1268Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
DIRECT PEACE RIVER WATERFRONT | GULF ACCESS | PRIVATE DOCK & 12,000-LB BOAT LIFT | 1/3-ACRE LOT | PUNTA GORDA Rarely does a property offer this combination of waterfront, boating access, land and location. Located directly on the Peace River at the end of a quiet cul-de-sac, this 3-bedroom, 2-bath Punta Gorda home sits on an approximately 1/3-acre homesite with 80 feet of waterfront and stunning panoramic river views. Enjoy spectacular sunsets, frequent dolphin sightings and the convenience of having your boat right outside your door. From the private dock, enjoy direct access to the Peace River, Charlotte Harbor and the Gulf of Mexico. The open-concept 1,422-square-foot home features original terrazzo floors in exceptional condition, an attached one-car garage and a spacious 29’ x 13’ covered and screened lanai with insulated roof panels. The lanai provides an ideal setting for entertaining or simply relaxing while taking in the river views. Boaters will appreciate the private 50-foot pier with a 10’ x 8’ landing, all-new decking, wrapped pilings, water and electric, plus a 12,000-pound aluminum remote-control covered boat lift. A private kayak launch adds another way to enjoy the water. The waterfront also includes a 10’ x 20’ concrete-block structure offering possibilities for storage, a workshop, a boathouse, entertaining space or a future tiki bar. There is plenty of room on the property for an inground pool. Additional features include a 2019 metal roof, newer septic system, city water, new AC compressor, whole-house gutters, whole-house Rinnai tankless water heater, dual-stage drinking-water filtration system and Wi-Fi thermostat. The kitchen features newer GE Slate appliances, granite countertops and solid-wood cabinetry. Both bathrooms feature granite countertops and solid-wood cabinetry. Newer smart washer and dryer are also included. The attached one-car garage has a 10-foot-wide hurricane-rated insulated door with a new remote-control motor. An additional 60’ x 13’ concrete driveway provides plenty of room for RV, boat or additional vehicle parking. Located just minutes from downtown Punta Gorda, this property offers a rare opportunity to enjoy waterfront living with boating, fishing, wildlife, sunsets and outdoor recreation right outside your door.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 23, 2026
- Listed$589,000Sep 23, 2026
- Price increased$589,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Cumulative DOM
- 15
- Subdivision
- Suncoast Harbors
- County
- Charlotte
- Year built
- 1960
- Living area
- 1,422 sq ft
- Price/sq ft
- $414
- Building area
- 1,905 sq ft (Owner)
- Lot size
- 13,958 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0231G)
- Garage
- 1 spaces
- Annual taxes
- $1,801 (2025)
- Parcel #
- 402329251003
- Zoning
- RSF3.5
- MLS #
- A4706966
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Terrazzo
- Appliances
- Dishwasher, Dryer, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
- Interior features
- Ceiling Fans(s), Crown Molding, L Dining, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat
- Laundry
- Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Humidity Control
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify with HOA/County
- Approval process
- Verify with HOA/County
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Rain Gutters
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Propane, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-09-23
- On market date
- 2026-09-23
- Original list price
- $589,000
- Occupant type
- Owner
- MLS area
- 33980 - Port Charlotte
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-09-23
- Tax legal description
- SHB 000 0000 0046 SUNCOAST HARB LTS 46 & 47 92/289 DC500/540 504/346 949/933 DC1735/1867 2433/82 2588/2179 3699/787 3737/261 F/J375/590 4320/2066
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I 75 either north or south take exit 167 head west on Harborview for 1 mile make a left on Northshore Terrace and drive 1/4 mile and the house will be at the end of the cul-de-sac on the right. From US 41 either north or south take Harborview Rd east approximately 1.5 miles and make a right on Northshore Terrace and drive 1/4 mile and the house will be at the end of the cul-de-sac on the right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 23, 2026 at 4:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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