2640 Orchard Highlands Drive, FL
Stellar MLS
1 / 1

$525,000

2640 Orchard Highlands Drive

Palm Harbor, FL 34684

Listing updated: September 10, 2026 at 1:01 AM ET

Active
Stellar MLSListing courtesy of Sandpeak Realty · Kristy Fennell · MLS #W7889363 · Active · 727-232-2192
4
Beds
3
Baths
2,264
Sq Ft
0.17
Acres
1987
Built
Private poolIn-law suiteFireplace$232/sqft360° tour
Single Family Residence

Property type

1987

Year built

7,322 sqft

Lot size

$232

Price / sq ft

No HOA

HOA dues

0

Days on market

X

Flood zone

About this home

Welcome to this light and bright 4-bedroom, 3-bath POOL HOME situated on a spacious CORNER LOT in desirable Valencia Heights with NO HOA and located in a NO FLOOD ZONE! Offering a flexible floor plan with a SEPARATE IN-LAW SUITE, this home provides plenty of space for multi-generational living, guests, a home office, or other possibilities. Step inside to an inviting living and dining room combination filled with natural light from the many windows and highlighted by a freestanding WOOD-BURNING FIREPLACE. Porcelain tile flows throughout most of the home, and the updated kitchen is conveniently located at the heart of the living space. Just off the kitchen is a large closet pantry and laundry room with washer and dryer hookups. The primary suite features a spacious WALK-IN CLOSET, dual sinks, and a walk-in shower with double-door entry. Two additional bedrooms and a full bath complete the main living area. At the rear of the home, an open hallway leads to the private 4th bedroom and 3rd full bathroom, creating a spacious IN-LAW SUITE with its own living area, generous storage closets, walk-in shower, SEPARATE ENTRANCE, and its own driveway along the side of the home. This flexible space offers excellent separation and privacy for extended family, guests, or other uses. Step outside to your private backyard retreat featuring a POOL surrounded by a fully fenced 6-FT WHITE VINYL PRIVACY FENCE. The pool deck includes a separately fenced GARDEN AREA ready for fresh vegetables, herbs, or flowers, while a section of lawn turf beside the pool provides a great spot for lounge chairs and relaxing in the Florida sunshine. A storage shed with ELECTRIC plus an additional covered storage area provides plenty of room for tools, equipment, and outdoor toys. Major improvements include a ROOF 2024, Windows and Doors 2018, newer electrical panel with whole home surge protector and prewired for home generator, irrigation system, and recently installed gutters. The pool filter was JUST REPLACED, and the pool motor was replaced approximately three years ago. HVAC 2014. LOCATION is another highlight! Enjoy being near Lake Valencia and its park, playground, boardwalk, and walking paths, along with sidewalks throughout the community. Conveniently located just minutes from schools, shopping, medical facilities, dining, and everyday conveniences.

Estimated monthly payment

Principal & interest$2,655
Property taxes$446
Home insurance (est.)$241

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 9, 2026
  2. Listed$525,000
    Sep 9, 2026
  3. Price increased$525,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Valencia Heights
County
Pinellas
Year built
1987
Living area
2,264 sq ft
Price/sq ft
$232
Building area
2,338 sq ft (Public Records)
Lot size
7,322 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0086G)
Pool
Private pool
Annual taxes
$5,349 (2025)
Parcel #
08-28-16-93605-001-0320
Zoning
R-3
MLS #
W7889363

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Ceramic Tile, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)

Parking

Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
verify with local municipality

Exterior & Construction

Exterior features
Private Entrance, Private Mailbox, Rain Gutters, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementaryLake St George Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolCountryside High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Living RoomFirst
Dining RoomFirst
KitchenFirst

Listing Details

Listing date
2026-09-09
On market date
2026-09-09
Original list price
$525,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
West Pasco
Status changed
2026-09-09
Tax legal description
VALENCIA HEIGHTS BLK 1, LOT 32

Flood risk

Minimal riskFEMA Zone XPanel 12103C0086G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tampa head South onto 275, Exit Right onto 690, Turn Right onto US19, Turn Right onto 95 (turns into Cheltenham Dr.), Turn Left onto Orchard Highlands Dr., House will be down on your Left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 10, 2026 at 1:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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