$234,999
3013 Live Oak Lane
Palmetto, FL 34221
Listing updated: September 15, 2026 at 12:52 AM ET
Listing courtesy of Re/Max Alliance Group · Gregory Zies, LLC · MLS #A4705481 · Active · 941-758-7777Property type
Year built
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to the desirable gated, waterfront golf community of Terra Ceia Bay, where a relaxed Florida lifestyle meets an abundance of amenities and activities. This charming 2-bedroom, 2-bathroom villa is ideally positioned on a corner lot in the peaceful upper northeast part of the community, offering a tranquil setting with plenty of privacy. Step inside and you’re welcomed by an inviting open-concept floor plan with soaring vaulted ceilings and an abundance of natural light. The spacious living and dining areas create a comfortable setting for entertaining guests or simply enjoying everyday Florida living. The well appointed kitchen offers plenty of workspace and storage, along with a convenient pantry and laundry closet. The generously sized primary suite continues the spacious feel with vaulted ceilings, two closets, and a private ensuite bathroom. The split-bedroom floor plan places the second bedroom and full bathroom toward the front of the villa, creating an ideal private retreat for guests. Extend your living space outdoors onto the expansive screened lanai a perfect spot to enjoy your morning coffee, unwind after a day on the course, or gather with friends and family while taking in the peaceful surroundings. A two-car garage adds valuable storage and everyday convenience. Life in Terra Ceia Bay is about more than just homeownership it’s about enjoying the Florida lifestyle. Residents have access to golf, tennis, pickleball, clubhouse amenities, social activities, and the community’s beautiful waterfront setting. When it’s time to explore, you’re conveniently located near Palmetto’s revitalized historic district, parks, Snead Island, Emerson Point Preserve, and major highways, making it easy to enjoy everything the area has in store. Come discover why Terra Ceia Bay is such a special place to call home and experience the relaxed, amenity rich Florida lifestyle you’ve been waiting for!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 15, 2026
- Listed$234,999Sep 14, 2026
- Price increased$234,999
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Bay Estates North
- County
- Manatee
- Year built
- 1997
- Living area
- 1,253 sq ft
- Price/sq ft
- $188
- Building area
- 1,893 sq ft (Public Records)
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X500 (12081C0162F)
- Garage
- 2 spaces
- Annual taxes
- $3,029 (2025)
- Parcel #
- 2412715555
- Zoning
- PDH
- MLS #
- A4705481
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- Total monthly fees
- $457/mo
- Total annual fees
- $5,480
- HOA name
- Stacia Searcy or Michelle Ash
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 2 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Refer to the condo association documents for rental restrictions.
- Approval process
- Association Approval Needed. Submit application and credit authorization along with fee for both to association.
Exterior & Construction
- Exterior features
- Private Entrance, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 16x12 |
| Dining Room | First | 16x10 |
| Kitchen | First | 14x14 |
| Primary Bedroom | First | 13x12 |
| Bedroom 2 | First | 13x11 |
| Balcony/Porch/Lanai | First | 17x7 |
Listing Details
- Listing date
- 2026-09-14
- On market date
- 2026-09-14
- Original list price
- $234,999
- Occupant type
- Tenant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-09-15
- Tax legal description
- UNIT 31 BAY ESTATES NORTH CONDO PI#24127.1555/5
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Follow US-41 BUS N to 23rd St W in Palmetto, At the traffic circle, take the 2nd exit, Continue on 23rd St W. Continue straight onto Terra Ceia, Turn right onto Terra Ceia Bay Cir, Turn left onto Live Oak Ln. Destination will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 15, 2026 at 12:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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