$302,000
2040 Saddlewood Drive
Bartow, FL 33830
Listing updated: September 13, 2026 at 4:47 PM ET
Listing courtesy of Keller Williams Realty · Meghan Studiale · MLS #L4964880 · Active · 863-577-1234Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Nestled in the quiet community of Saddlewood, this beautifully maintained 3-bedroom, 2-bath home offers 1,493 square feet of comfortable living space, a 2-car garage, a large corner lot, and a wonderfully functional floor plan. A NEW ROOF installed in January 2026, along with a 2024 A/C, hot water heater, build in oven, microwave, and refrigerator means the major systems and appliances are already taken care of, offering peace of mind from the start. Built in 2006 and exceptionally well cared for, this home is clean, comfortable, and truly move-in ready. The easy-flowing layout creates inviting spaces for everyday living and entertaining, while three bedrooms provide flexibility for family, guests, or a home office. Outside, the rear screened patio overlooks the oversized back yard with no rear neighbors and a peaceful pond and wooded views that give the backyard an added sense of privacy and connection to nature. A LOW HOA adds even more value to this established Saddlewood community. With the big-ticket updates already complete, a great layout, and years of thoughtful care, this home offers a wonderful opportunity to move right in and make it your own.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 13, 2026
- Listed$302,000Sep 13, 2026
- Price increased$302,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Saddlewood
- County
- Polk
- Year built
- 2006
- Living area
- 1,493 sq ft
- Price/sq ft
- $202
- Building area
- 2,073 sq ft (Public Records)
- Lot size
- 9,853 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x (12105C0515G)
- Garage
- 2 spaces
- Annual taxes
- $1,554 (2026)
- Parcel #
- 24-29-36-292204-000220
- MLS #
- L4964880
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Wood
- Appliances
- Convection Oven, Cooktop, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $350 / Annually
- Monthly HOA
- $29/mo
- Total monthly fees
- $29/mo
- Total annual fees
- $350
- HOA name
- Highland Community Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify leasing restrictions with the HOA
Exterior & Construction
- Exterior features
- Private Mailbox, Rain Gutters, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x11 |
| Living Room | First | 14x19 |
| Primary Bedroom | First | 13x14 |
| Primary Bathroom | First | 11x8 |
| Bedroom 2 | First | 9x10 |
| Bedroom 3 | First | 9x10 |
| Bathroom 2 | First | 8x5 |
| Dining Room | First | 11x14 |
Listing Details
- Listing date
- 2026-09-08
- On market date
- 2026-09-13
- Original list price
- $302,000
- Occupant type
- Vacant
- MLS area
- 33830 - Bartow
- Listing AOR
- Lakeland
- Status changed
- 2026-09-13
- Tax legal description
- SADDLEWOOD PB 127 PGS 30-31 LOT 22
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lakeland: Take US-98 S/Bartow Road toward Bartow. Turn onto EF Griffin Road, then left onto Lyle Pkwy. Turn right onto Saddlewood Drive and follow to the property. From Bartow: Take US-98 N toward Lakeland. Turn left onto Lyle Pkwy. Turn left onto Saddlewood Drive and follow to the property.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 13, 2026 at 4:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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