
$399,999
274 Ruby Lake Lane
Winter Haven, FL 33884
Listing updated: September 5, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Virtually Staged. Welcome to this beautifully remodeled 3-bedroom, 3-bath home with a private office that can easily serve as a 4th bedroom. Located in the Desirable Ruby Lake gated community in Winter Haven, this move-in-ready home offers a great combination of modern updates, spacious living, mature landscaping, and a peaceful lake view. Inside, you'll find soaring 10-foot ceilings, crown molding, and porcelain tile flooring throughout the entire home. The fully remodeled kitchen features granite countertops, stainless steel appliances, updated cabinetry, and plenty of space for cooking and entertaining. The primary bathroom has also been completely renovated with modern finishes, giving the home a fresh, updated feel. Step outside to the fully screened back patio and enjoy relaxing or entertaining while overlooking the lake and mature landscaping. The home has been freshly painted inside and out, and the garage features a clean, durable epoxy-coated floor. A private well provides irrigation for the landscaping, helping reduce monthly water expenses. Conveniently located near LEGOLAND Florida Resort, Winter Haven's famous Chain of Lakes, shopping, dining, schools, and local attractions, this home offers the comfort of an established neighborhood with the updates and finishes of a newly remodeled property. With 3 bedrooms, 3 full bathrooms, a flexible office/4th bedroom, beautiful lake views, and extensive renovations throughout, this Winter Haven home is ready for its next owner!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveSep 4, 2026
- Listed$399,999Sep 4, 2026
- Price increased$399,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Ruby Lake Ph 06
- County
- Polk
- Year built
- 2002
- Living area
- 2,149 sq ft
- Price/sq ft
- $186
- Building area
- 2,850 sq ft (Owner)
- Lot size
- 11,173 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12105C0535H)
- Garage
- 2 spaces
- Annual taxes
- $2,409 (2025)
- Parcel #
- 27-29-07-855608-001870
- MLS #
- L4964856
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $71 / Monthly
- Monthly HOA
- $71/mo
- Total monthly fees
- $71/mo
- Total annual fees
- $852
- HOA name
- DON ASHER & ASSOCIATES
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- PLEASE VERIFY ALL LEASE RESTRICTIONS WITH HOA
Exterior & Construction
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x15 |
| Living Room | First | 14x17 |
| Kitchen | First | 9x16 |
| Bedroom 2 | First | 12x12 |
| Bedroom 3 | First | 12x13 |
Listing Details
- Listing date
- 2026-09-04
- On market date
- 2026-09-04
- Original list price
- $399,999
- Occupant type
- Vacant
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- Lakeland
- Status changed
- 2026-09-04
- Tax legal description
- RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 187
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HEAD EAST ON CYPRESS GARDENS BLVD, Turn right onto Ruby Lake Ln, Turn left onto Ruby Lake Dr, Turn right onto Ruby Lake Loop, Turn left onto Ruby Lake Pl, Turn left onto Ruby Lake Ln, house will be on right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 5, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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