274 Ruby Lake Lane, FL
Stellar MLS
1 / 1

$399,999

274 Ruby Lake Lane

Winter Haven, FL 33884

Listing updated: September 5, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Prestige · Sandra Canales · MLS #L4964856 · Active · 863-940-4850
3
Beds
3
Baths
2,149
Sq Ft
0.26
Acres
2002
Built
$186/sqft360° tour
Single Family Residence

Property type

2002

Year built

11,173 sqft

Lot size

$186

Price / sq ft

$71/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Welcome to this beautifully remodeled 3-bedroom, 3-bath home with a private office that can easily serve as a 4th bedroom. Located in the Desirable Ruby Lake gated community in Winter Haven, this move-in-ready home offers a great combination of modern updates, spacious living, mature landscaping, and a peaceful lake view. Inside, you'll find soaring 10-foot ceilings, crown molding, and porcelain tile flooring throughout the entire home. The fully remodeled kitchen features granite countertops, stainless steel appliances, updated cabinetry, and plenty of space for cooking and entertaining. The primary bathroom has also been completely renovated with modern finishes, giving the home a fresh, updated feel. Step outside to the fully screened back patio and enjoy relaxing or entertaining while overlooking the lake and mature landscaping. The home has been freshly painted inside and out, and the garage features a clean, durable epoxy-coated floor. A private well provides irrigation for the landscaping, helping reduce monthly water expenses. Conveniently located near LEGOLAND Florida Resort, Winter Haven's famous Chain of Lakes, shopping, dining, schools, and local attractions, this home offers the comfort of an established neighborhood with the updates and finishes of a newly remodeled property. With 3 bedrooms, 3 full bathrooms, a flexible office/4th bedroom, beautiful lake views, and extensive renovations throughout, this Winter Haven home is ready for its next owner!

Estimated monthly payment

Principal & interest$2,023
Property taxes$201
Home insurance (est.)$183
HOA dues$71

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 4, 2026
  2. Listed$399,999
    Sep 4, 2026
  3. Price increased$399,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Ruby Lake Ph 06
County
Polk
Year built
2002
Living area
2,149 sq ft
Price/sq ft
$186
Building area
2,850 sq ft (Owner)
Lot size
11,173 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$2,409 (2025)
Parcel #
27-29-07-855608-001870
MLS #
L4964856

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$71 / Monthly
Monthly HOA
$71/mo
Total monthly fees
$71/mo
Total annual fees
$852
HOA name
DON ASHER & ASSOCIATES
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
PLEASE VERIFY ALL LEASE RESTRICTIONS WITH HOA

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst13x15
Living RoomFirst14x17
KitchenFirst9x16
Bedroom 2First12x12
Bedroom 3First12x13

Listing Details

Listing date
2026-09-04
On market date
2026-09-04
Original list price
$399,999
Occupant type
Vacant
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-09-04
Tax legal description
RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 187

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

HEAD EAST ON CYPRESS GARDENS BLVD, Turn right onto Ruby Lake Ln, Turn left onto Ruby Lake Dr, Turn right onto Ruby Lake Loop, Turn left onto Ruby Lake Pl, Turn left onto Ruby Lake Ln, house will be on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 5, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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